BEM Funding vs Top One Trader: Prop Firm Comparison 2026

Compare BEM Funding (forex/CFD) and Top One Trader (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

BEM Funding review →Top One Trader review →

	BEM Funding	Top One Trader
Trustpilot rating	4.2★ (219 reviews)	4.5★ (3,147 reviews)
Max profit split	80–90%	60–100%
Evaluation types	2 Steps, 1 Step	Instant, 2 Steps, 1 Step
Account sizes	$5K, $10K, $25K, $50K, $100K	$5K, $10K, $25K, $50K, $100K, $150K, $200K
Cheapest challenge fee	$39	$39 Pay-later option: $7 + $165 activation
Drawdown type	Static / Trailing	Trailing / Static
Platforms	DXtrade, cTrader, MT5	MT5, Match-Trader, TradeLocker
Payout frequency	Weekly	Weekly available / Every 14 days
News trading	—	Restricted
Automated trading / EAs	—	Restricted
Weekend holding	—	Restricted

Verdict

Top One Trader offers a higher advertised profit split (100% vs 90%). Both firms have similar entry fees, starting around $39. Both firms support 3 trading platforms.

True Cost Calculator

See how much it truly costs to get funded at BEM Funding, including multiple failed attempts.

Account Size

Challenge Type

Fee for $10K · 1 Step: $89 · Split: 80% to you

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$178

2 attempts × $89 fee

Net Cost

$178

No fee refund on this plan

Break-Even

2.23%

Profit needed on $10K after 80% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

BEM Funding vs Top One Trader — FAQs

Both BEM Funding and Top One Trader are legitimate prop trading firms, and the better choice depends on your priorities. Top One Trader has a higher Trustpilot rating (4.5 vs 4.2). Top One Trader offers a higher profit split (100% vs 90%).

Top One Trader has the higher advertised profit split at up to 100%, compared to 90% at BEM Funding.

Both firms have similar entry fees, starting around $39.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. BEM Funding account sizes: $5K, $10K, $25K, $50K, $100K. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K.