True Cost Calculator

See how much it truly costs to get funded at Top One Trader, including multiple failed attempts.

Fee for $10K · Instant: $158 · Split: 90% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$316

2 attempts × $158 fee

Net Cost

$316

No fee refund on this plan

Break-Even

3.51%

Profit needed on $10K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

AI Review

Top One Trader has established a solid reputation in the prop trading industry, boasting an impressive Trustpilot rating of 4.5 out of 5 from over 3,070 reviews. With a profit split of up to 90% and a maximum leverage of 1:50, traders can capitalize on various trading opportunities across multiple platforms, including cTrader, TradeLocker, and Match Trader. The firm offers a diverse range of tradeable assets, including Forex, indices, metals, and cryptocurrencies, while presenting different challenge types such as Instant, 1 Step, and 2 Steps. Top One Trader is well-suited for ambitious traders looking to maximize their potential in today's dynamic market.

Trading Rules

ALLOWED

Overnight Trading

Profit Split

Up to 90/10 depending on add-ons; a 100% profit split option is available

Max Leverage

Up to 1:100

RESTRICTED

Expert Advisors (EAs)

Must be customized. Commercial automated EAs prohibited

Scalping

Min 5-min hold time for profitable trades

News Trading

Allowed on all challenges. On funded accounts, no trades within 5 minutes before or after high-impact events.

Weekend Holding

Allowed. On Instant Funding accounts a Weekend Holding add-on must be purchased.

Copy Trading

Only between your own accounts

Hedging

Single account only. Cross-account hedging prohibited

Consistency Rule

None on the Two-Step PRO challenge. Funded accounts: 30% max single day.

Payouts

Subsequent payouts every 14 days, or weekly with the Weekly Payout add-on. Instant and Prime accounts have their own timelines.

Drawdown Type

1-Step accounts use a 7% max trailing drawdown

NOT ALLOWED

Martingale

Grid Trading

HFT / Tick Scalping

Arbitrage

Leverage and Platforms

Tradeable Asset Classes

  • Forex
  • Indices
  • Metals
  • Crypto

Available Trading Platforms

  • cTrader logo
    cTrader
  • TradeLocker logo
    TradeLocker
  • Match Trader logo
    Match Trader

About Top One Trader

Legal NameTop One Trader
Founded2023
HeadquartersSheridan, Wyoming, USA
CEO / FounderMatt Morris
Company TypeProp Trading

Restricted Countries & Regions

AFAfghanistan
ALAlbania
DZAlgeria
AMArmenia
AZAzerbaijan
BYBelarus
CUCuba
HTHaiti
IRIran
IQIraq
KZKazakhstan
KWKuwait
LBLebanon
LYLibya
🚫Macedonia
MAMorocco
MMMyanmar
KPNorth Korea
PKPakistan
RURussia
SOSomalia
SDSudan
SYSyria
TRTurkey
UAUkraine
VNVietnam

Check the firm website for the full and up-to-date list. Full list at Top One Trader.

Frequently Asked Questions

Top One Trader (slug: toponetrade) is a prop trading firm offering 1-Step, 2-Step, and Instant Funding programs. Operates with tiered consistency rules: 50% evaluation, 30% funded, 20% on Instant tier. Multiple instant funding products with different drawdown structures.
Top One Trader challenge fees vary by product (1-Step Challenge, 2-Step Challenge, Instant Funding, Instant Funding Pro) and account size.
Top One Trader offers competitive profit splits on funded accounts. Minimum 3 profitable days required before payout request.
Four product lines: 1-Step Challenge (10% target, 4% daily / 7% trailing drawdown), 2-Step Challenge (8%/5% phase targets, 4% daily / 10% static drawdown), Instant Funding (2.5% daily / 5% trailing drawdown), and Instant Funding Pro (3% daily / 6% trailing drawdown).
Tiered by phase: 50% best-day rule during evaluation phase, 30% during funded accounts, and 20% on Instant Funding products. The rule tightens as you move from evaluation to funded to instant access.
Instant Funding: 2.5% daily / 5% trailing drawdown. Instant Funding Pro: 3% daily / 6% trailing drawdown — more flexible day-to-day but slightly looser overall drawdown. Both apply the 20% best-day consistency rule.
Refer to Top One Trader's official trading rules for current EA policy. Standard restrictions typically apply to high-frequency strategies.
Standard payout cycles. Minimum 3 profitable days required before payout. Consistency rule varies by product tier: 30% on funded accounts, 20% on Instant products. Account doesn't fail on consistency breach — payout is delayed.

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