FTMO vs FundingPips: Prop Firm Comparison 2026

Compare FTMO (forex/CFD) and FundingPips (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FTMO

FTMO

 FundingPips

FundingPips
Trustpilot rating 4.8★ (44,847 reviews) 4.5★ (61,136 reviews)
Max profit split 90% 60–100%
Evaluation types 2 Steps, 1 Step 1 Step, Instant, 2 Steps
Account sizes $10K, $25K, $50K, $100K, $200K $5K, $10K, $25K, $50K, $100K, $200K
Cheapest challenge fee $79 $29
Drawdown type — Static / Trailing
Platforms MT4, MT5, cTrader MT5, cTrader, Match-Trader, TradeLocker
Payout frequency 14 days from first trading day Configurable (weekly / bi-weekly / monthly / on-demand) / Bi-weekly / Weekly
News trading Restricted Allowed
Automated trading / EAs Allowed Restricted
Weekend holding Restricted Allowed

Verdict

FundingPips offers a higher advertised profit split (100% vs 90%). FundingPips is cheaper to enter, with challenge fees from $29 compared to $79 at FTMO. FundingPips supports more trading platforms (4 vs 3).

True Cost Calculator

See how much it truly costs to get funded at FTMO, including multiple failed attempts.

Fee for $25K · 2-Step: €250 · Split: 80% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

€500

2 attempts × €250 fee

Net Cost

€250

✓ Last fee refunded on 1st payout

Break-Even

1.25%

Profit needed on $25K after 80% split

💡 Fees shown in EUR. Break-even is the minimum profit % you need on your funded account to cover all challenge costs. 2-Step includes a fee refund on your passing attempt.

FTMO vs FundingPips — FAQs

Both FTMO and FundingPips are legitimate prop trading firms, and the better choice depends on your priorities. FTMO has a higher Trustpilot rating (4.8 vs 4.5). FundingPips offers a higher profit split (100% vs 90%).
FundingPips has the higher advertised profit split at up to 100%, compared to 90% at FTMO.
FundingPips is cheaper to get funded, with challenge fees starting at $29 compared to $79 at FTMO.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FTMO account sizes: $10K, $25K, $50K, $100K, $200K. FundingPips account sizes: $5K, $10K, $25K, $50K, $100K, $200K.