FTMO vs FundingPips: Prop Firm Comparison 2026

Compare FTMO (forex/CFD) and FundingPips (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FTMO review →FundingPips review →

	FTMO	FundingPips
Trustpilot rating	4.8★ (53,143 reviews)	4.5★ (69,366 reviews)
Max profit split	90%	60–100%
Evaluation types	1 Step, 2 Steps	2 Steps, 1 Step, Instant
Account sizes	$10K, $25K, $50K, $100K, $200K	$5K, $10K, $25K, $50K, $100K, $200K
Cheapest challenge fee	€79	$33
Drawdown type	Static	Static / Trailing
Platforms	MT4, MT5, cTrader	MT5, cTrader, Match-Trader, TradeLocker
Payout frequency	14 days from first trading day	Bi-weekly / Bi-weekly (monthly option) / Weekly / Configurable (weekly / bi-weekly / monthly / on-demand)
News trading	Allowed	Not allowed
Automated trading / EAs	Allowed	Restricted
Weekend holding	Allowed	Not allowed

Verdict

FundingPips offers a higher advertised profit split (100% vs 90%). FundingPips is cheaper to enter, with challenge fees from $33 compared to €79 at FTMO. FundingPips supports more trading platforms (4 vs 3).

True Cost Calculator

See how much it truly costs to get funded at FTMO, including multiple failed attempts.

Account Size

Challenge Type

Fee

€199

Split to you

90%

Account

$25K

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

€398

2 attempts × €199 fee

Net Cost

€398

No fee refund on this plan

Break-Even

1.77%

Profit needed on $25K after 90% split

Fees shown in EUR. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FTMO vs FundingPips — FAQs

Both FTMO and FundingPips are legitimate prop trading firms, and the better choice depends on your priorities. FTMO has a higher Trustpilot rating (4.8 vs 4.5). FundingPips offers a higher profit split (100% vs 90%).

FundingPips has the higher advertised profit split at up to 100%, compared to 90% at FTMO.

FundingPips is cheaper to get funded, with challenge fees starting at $33 compared to €79 at FTMO.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FTMO account sizes: $10K, $25K, $50K, $100K, $200K. FundingPips account sizes: $5K, $10K, $25K, $50K, $100K, $200K.