FundingPips vs Top One Trader: Prop Firm Comparison 2026

Compare FundingPips (forex/CFD) and Top One Trader (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FundingPips review →Top One Trader review →

	FundingPips	Top One Trader
Trustpilot rating	4.5★ (61,136 reviews)	4.5★ (3,147 reviews)
Max profit split	60–100%	60–100%
Evaluation types	2 Steps, 1 Step, Instant	2 Steps, Instant, 1 Step
Account sizes	$5K, $10K, $25K, $50K, $100K, $200K	$5K, $10K, $25K, $50K, $100K, $150K, $200K
Cheapest challenge fee	$29	$39 Pay-later option: $7 + $165 activation
Drawdown type	Static / Trailing	Trailing / Static
Platforms	MT5, cTrader, Match-Trader, TradeLocker	MT5, Match-Trader, TradeLocker
Payout frequency	Bi-weekly / Configurable (weekly / bi-weekly / monthly / on-demand) / Weekly	Weekly available / Every 14 days
News trading	Allowed	Restricted
Automated trading / EAs	Restricted	Restricted
Weekend holding	Allowed	Restricted

Verdict

Both firms advertise the same maximum profit split (100%). FundingPips is cheaper to enter, with challenge fees from $29 compared to $39 at Top One Trader. FundingPips supports more trading platforms (4 vs 3).

True Cost Calculator

See how much it truly costs to get funded at FundingPips, including multiple failed attempts.

Account Size

Challenge Type

Fee

$88

Split to you

95%

Account

$10K

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$176

2 attempts × $88 fee

Net Cost

$176

No fee refund on this plan

Break-Even

1.85%

Profit needed on $10K after 95% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FundingPips vs Top One Trader — FAQs

Both FundingPips and Top One Trader are legitimate prop trading firms, and the better choice depends on your priorities. Both have a Trustpilot rating of 4.5.

Both FundingPips and Top One Trader advertise the same maximum profit split of 100%.

FundingPips is cheaper to get funded, with challenge fees starting at $29 compared to $39 at Top One Trader.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FundingPips account sizes: $5K, $10K, $25K, $50K, $100K, $200K. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K.