FTMO vs Top One Trader: Prop Firm Comparison 2026

Compare FTMO (forex/CFD) and Top One Trader (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FTMO

FTMO

 Top One Trader

Top One Trader
Trustpilot rating 4.8★ (44,847 reviews) 4.5★ (3,147 reviews)
Max profit split 90% 60–100%
Evaluation types 1 Step, 2 Steps 2 Steps, Instant, 1 Step
Account sizes $10K, $25K, $50K, $100K, $200K $5K, $10K, $25K, $50K, $100K, $150K, $200K
Cheapest challenge fee $79 $7
Drawdown type — Trailing / Static
Platforms MT4, MT5, cTrader MT5, Match-Trader, TradeLocker
Payout frequency 14 days from first trading day Weekly available / Every 14 days
News trading Restricted Restricted
Automated trading / EAs Allowed Restricted
Weekend holding Restricted Restricted

Verdict

Top One Trader offers a higher advertised profit split (100% vs 90%). Top One Trader is cheaper to enter, with challenge fees from $7 compared to $79 at FTMO. Both firms support 3 trading platforms.

True Cost Calculator

See how much it truly costs to get funded at FTMO, including multiple failed attempts.

Fee for $25K · 2-Step: €250 · Split: 80% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

€500

2 attempts × €250 fee

Net Cost

€250

✓ Last fee refunded on 1st payout

Break-Even

1.25%

Profit needed on $25K after 80% split

💡 Fees shown in EUR. Break-even is the minimum profit % you need on your funded account to cover all challenge costs. 2-Step includes a fee refund on your passing attempt.

FTMO vs Top One Trader — FAQs

Both FTMO and Top One Trader are legitimate prop trading firms, and the better choice depends on your priorities. FTMO has a higher Trustpilot rating (4.8 vs 4.5). Top One Trader offers a higher profit split (100% vs 90%).
Top One Trader has the higher advertised profit split at up to 100%, compared to 90% at FTMO.
Top One Trader is cheaper to get funded, with challenge fees starting at $7 compared to $79 at FTMO.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FTMO account sizes: $10K, $25K, $50K, $100K, $200K. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K.