FTMO vs Top One Trader: Prop Firm Comparison 2026

Compare FTMO (forex/CFD) and Top One Trader (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FTMO review →Top One Trader review →

	FTMO	Top One Trader
Trustpilot rating	4.8★ (53,143 reviews)	N/A
Max profit split	90%	80%
Evaluation types	Instant, 1 Step, 2 Steps	2 Steps, 1 Step, Instant
Account sizes	$5K, $10K, $25K, $50K, $100K, $200K	$5K, $10K, $25K, $50K, $100K, $150K, $200K, $300K
Cheapest challenge fee	€79	$64 Pay-later option: $7 + $165 activation
Drawdown type	Intraday trailing / EOD trailing / Static	Static / Trailing
Platforms	MT4, MT5, cTrader, TradingView	MT5, Match-Trader, TradeLocker
Payout frequency	14 days from first trading day	Every 14 days / Every 30 days
News trading	Allowed	Restricted
Automated trading / EAs	Allowed	Restricted
Weekend holding	Allowed	Restricted

Verdict

FTMO offers a higher advertised profit split (90% vs 80%). Top One Trader is cheaper to enter, with challenge fees from $64 compared to €79 at FTMO. FTMO supports more trading platforms (4 vs 3).

True Cost Calculator

See how much it truly costs to get funded at FTMO, including multiple failed attempts.

Account Size

Challenge Type

Fee

€339

Split to you

90%

Account

$10K

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

€678

2 attempts × €339 fee

Net Cost

€678

No fee refund on this plan

Break-Even

7.53%

Profit needed on $10K after 90% split

Fees shown in EUR. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FTMO vs Top One Trader — FAQs

Both FTMO and Top One Trader are legitimate prop trading firms, and the better choice depends on your priorities. FTMO offers a higher profit split (90% vs 80%).

FTMO has the higher advertised profit split at up to 90%, compared to 80% at Top One Trader.

Top One Trader is cheaper to get funded, with challenge fees starting at $64 compared to €79 at FTMO.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FTMO account sizes: $5K, $10K, $25K, $50K, $100K, $200K. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K, $300K.