MENT Funding vs Top One Trader: Prop Firm Comparison 2026

Compare MENT Funding (forex/CFD) and Top One Trader (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

MENT Funding

MENT Funding

 Top One Trader

Top One Trader
Trustpilot rating 4.8★ (231 reviews) 4.5★ (3,147 reviews)
Max profit split 75–90% 60–100%
Evaluation types 1 Step Instant, 2 Steps, 1 Step
Account sizes $5K, $10K, $25K, $50K, $100K, $200K, $400K, $1M, $2M $5K, $10K, $25K, $50K, $100K, $150K, $200K
Cheapest challenge fee $220 $39
Pay-later option: $7 + $165 activation
Drawdown type Static / Trailing Trailing / Static
Platforms DXtrade, Match-Trader, cTrader, GooeyPro, Rithmic, ATAS, DXFutures MT5, Match-Trader, TradeLocker
Payout frequency On-demand / Monthly Weekly available / Every 14 days
News trading Restricted Restricted
Automated trading / EAs Allowed Restricted
Weekend holding Restricted Restricted

Verdict

Top One Trader offers a higher advertised profit split (100% vs 90%). Top One Trader is cheaper to enter, with challenge fees from $39 compared to $220 at MENT Funding. MENT Funding supports more trading platforms (7 vs 3).

True Cost Calculator

See how much it truly costs to get funded at MENT Funding, including multiple failed attempts.

Fee for $10K · 1 Step: $420 · Split: 75% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$840

2 attempts × $420 fee

Net Cost

$840

No fee refund on this plan

Break-Even

11.20%

Profit needed on $10K after 75% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

MENT Funding vs Top One Trader — FAQs

Both MENT Funding and Top One Trader are legitimate prop trading firms, and the better choice depends on your priorities. MENT Funding has a higher Trustpilot rating (4.8 vs 4.5). Top One Trader offers a higher profit split (100% vs 90%).
Top One Trader has the higher advertised profit split at up to 100%, compared to 90% at MENT Funding.
Top One Trader is cheaper to get funded, with challenge fees starting at $39 compared to $220 at MENT Funding.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. MENT Funding account sizes: $5K, $10K, $25K, $50K, $100K, $200K, $400K, $1M, $2M. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K.