Lucid Trading vs Topstep: Prop Firm Comparison 2026

Compare Lucid Trading (futures) and Topstep (futures) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Lucid Trading

Lucid Trading

 Topstep

Topstep
Trustpilot rating 4.3★ (6,028 reviews) 3.6★ (14,862 reviews)
Max profit split 90% 90%
Evaluation types 1 Step, Instant 1 Step
Account sizes $25K, $50K, $100K, $150K $50K, $100K, $150K
Cheapest challenge fee $89 $198
Pay-later option: $49/month + $149 activation (or $95/month, no activation fee)
Drawdown type EOD (evaluation); intraday when funded / EOD EOD trailing
Platforms NinjaTrader, Tradovate, TradingView, Quantower, Sierra Chart, Bookmap, ATAS, Jigsaw Daytradr, MotiveWave, MultiCharts, R Trader Pro, Tradesea TopstepX
Payout frequency Daily / From 5 minimum days to payout / Every 5 profitable days per cycle / No payout windows Every 5 winning days ($150+)
News trading Allowed Restricted
Automated trading / EAs Allowed Restricted
Weekend holding Not allowed Not allowed

Verdict

Both firms advertise the same maximum profit split (90%). Lucid Trading is cheaper to enter, with challenge fees from $89 compared to $198 at Topstep. Lucid Trading supports more trading platforms (12 vs 1).

True Cost Calculator

See how much it truly costs to get funded at Lucid Trading, including multiple failed attempts.

Fee

$515

Split to you

90%

Account

$50K

How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$1,030

2 attempts × $515 fee

Net Cost

$1,030

No fee refund on this plan

Break-Even

2.29%

Profit needed on $50K after 90% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Lucid Trading vs Topstep — FAQs

Both Lucid Trading and Topstep are legitimate prop trading firms, and the better choice depends on your priorities. Lucid Trading has a higher Trustpilot rating (4.3 vs 3.6).
Both Lucid Trading and Topstep advertise the same maximum profit split of 90%.
Lucid Trading is cheaper to get funded, with challenge fees starting at $89 compared to $198 at Topstep.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Lucid Trading account sizes: $25K, $50K, $100K, $150K. Topstep account sizes: $50K, $100K, $150K.