True Cost Calculator

See how much it truly costs to get funded at Topstep, including multiple failed attempts.

Fee for $100K · 1 Step: $99 · Split: 90% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$198

2 attempts × $99 fee

Net Cost

$198

No fee refund on this plan

Break-Even

0.22%

Profit needed on $100K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

AI Review

Topstep is a Chicago-based futures prop firm operating since 2012. Traders pass the single-phase Trading Combine to earn a funded account, trade CME-group futures on the proprietary TopstepX platform, and keep 90% of profits with instant payout options.

Leverage and Platforms

Tradeable Asset Classes

  • Futures

Available Trading Platforms

  • T
    TopstepX

Restricted Countries & Regions

AFAfghanistan
DZAlgeria
AOAngola
BYBelarus
BFBurkina Faso
MMMyanmar
BIBurundi
CICôte d'Ivoire
CUCuba
CDDemocratic Republic of Congo
HTHaiti
IRIran
IQIraq
KEKenya
XKKosovo
LBLebanon
LYLibya
MLMali
MAMorocco
NINicaragua
NGNigeria
KPNorth Korea
PKPakistan
RURussia
SOSomalia
SSSouth Sudan
SDSudan
SYSyria
TRTurkey
UAUkraine
VEVenezuela
YEYemen

Check the firm website for the full and up-to-date list. Full list at Topstep.

Frequently Asked Questions

Topstep is a futures-focused prop firm based in Chicago, US, operating since 2012. It offers evaluations through its Trading Combine on the TopstepX platform, covering CME, COMEX, NYMEX and CBOT futures. Funded traders keep 90% of their payouts, and the firm reports a 99.26% payout approval rate.
Topstep's Trading Combine is a single-phase evaluation billed as a monthly subscription: $49/month for the $50K account, $99/month for the $100K account, and $199/month for the $150K account. A one-time $149 activation fee is charged only after a trader passes and moves to a funded account.
Topstep lets funded traders keep 90% of their payouts, which the firm markets as "up to 90%." It also reports a 99.26% payout approval rate.
Topstep offers a single program path — the Trading Combine, which leads to an Express Funded Account and then a Live Funded Account. It comes in $50K, $100K and $150K sizes, with contract limits of 5, 10 and 15 minis (or 50, 100 and 150 micros) respectively. Topstep trades futures only.
Topstep uses an end-of-day trailing Max Loss Limit set at the end of each day, at $2,000 on the $50K account, $3,000 on the $100K, and $4,500 on the $150K. During the Combine it also applies a consistency target requiring a trader's best day to be no more than 50% of total profit.
Topstep restricts trading to futures on the CME, COMEX, NYMEX and CBOT exchanges. Trading stocks, options, forex, spot crypto and CFDs is prohibited on Topstep accounts.
On the standard option, traders can request a payout after a minimum of 5 winning days of $150 or more; a Consistency option allows requests after 3 trading days with a 40% consistency requirement. US traders can receive near-instant payouts via RTP or Aeropay, while other methods take 1–3 business days.
RTA is an opt-in feature that adds a Daily Loss Limit to an account. In exchange, it doubles the account's payout caps and provides a monthly subscription discount of $10–$30 depending on account size.

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