My Funded Futures vs Topstep: Prop Firm Comparison 2026

Compare My Funded Futures (futures) and Topstep (futures) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

My Funded Futures

My Funded Futures

 Topstep

Topstep
Trustpilot rating 4.9★ (22,008 reviews) 3.6★ (14,862 reviews)
Max profit split 80–90% 90%
Evaluation types 1 Step 1 Step
Account sizes $25K, $50K, $100K, $150K $50K, $100K, $150K
Cheapest challenge fee $95 $49
Drawdown type EOD trailing (locks $100 above start) EOD trailing
Platforms ATAS, DeepCharts, DeepDom, NinjaTrader, Quantower, TradingView, Tradovate, Volumetrica TopstepX
Payout frequency Bi-weekly (funded) / Daily cadence (funded), up to 50% of profits / Daily (funded) / First payout 48h after first trade; $2,000 cap per cycle Every 5 winning days ($200+)

Verdict

Both firms advertise the same maximum profit split (90%). Topstep is cheaper to enter, with challenge fees from $49 compared to $95 at My Funded Futures. My Funded Futures supports more trading platforms (8 vs 1).

True Cost Calculator

See how much it truly costs to get funded at My Funded Futures, including multiple failed attempts.

Fee

$153

Split to you

80%

Account

$50K

How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$306

2 attempts × $153 fee

Net Cost

$306

No fee refund on this plan

Break-Even

0.77%

Profit needed on $50K after 80% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

My Funded Futures vs Topstep — FAQs

Both My Funded Futures and Topstep are legitimate prop trading firms, and the better choice depends on your priorities. My Funded Futures has a higher Trustpilot rating (4.9 vs 3.6).
Both My Funded Futures and Topstep advertise the same maximum profit split of 90%.
Topstep is cheaper to get funded, with challenge fees starting at $49 compared to $95 at My Funded Futures.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. My Funded Futures account sizes: $25K, $50K, $100K, $150K. Topstep account sizes: $50K, $100K, $150K.