FTMO Futures vs Topstep: Prop Firm Comparison 2026

Compare FTMO Futures (futures) and Topstep (futures) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FTMO Futures

FTMO Futures

 Topstep

Topstep
Trustpilot rating 4.8★ (53,143 reviews) 3.6★ (14,862 reviews)
Max profit split 90% 90%
Evaluation types 1 Step 1 Step
Account sizes $50K, $100K, $150K $50K, $100K, $150K
Cheapest challenge fee $119 $198
Pay-later option: $49/month + $149 activation (or $95/month, no activation fee)
Drawdown type EOD trailing EOD trailing
Platforms Tradovate, NinjaTrader, TradingView TopstepX
Payout frequency Every 5 days / Every 4 days Every 5 winning days ($150+)
News trading — Restricted
Automated trading / EAs — Restricted
Weekend holding — Not allowed

Verdict

Both firms advertise the same maximum profit split (90%). FTMO Futures is cheaper to enter, with challenge fees from $119 compared to $198 at Topstep. FTMO Futures supports more trading platforms (3 vs 1).

True Cost Calculator

See how much it truly costs to get funded at FTMO Futures, including multiple failed attempts.

Fee

$169

Split to you

90%

Account

$100K

How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$338

2 attempts × $169 fee

Net Cost

$338

No fee refund on this plan

Break-Even

0.38%

Profit needed on $100K after 90% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FTMO Futures vs Topstep — FAQs

Both FTMO Futures and Topstep are legitimate prop trading firms, and the better choice depends on your priorities. FTMO Futures has a higher Trustpilot rating (4.8 vs 3.6).
Both FTMO Futures and Topstep advertise the same maximum profit split of 90%.
FTMO Futures is cheaper to get funded, with challenge fees starting at $119 compared to $198 at Topstep.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FTMO Futures account sizes: $50K, $100K, $150K. Topstep account sizes: $50K, $100K, $150K.