Take Profit Trader vs Topstep: Prop Firm Comparison 2026

Compare Take Profit Trader (futures) and Topstep (futures) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Take Profit Trader

Take Profit Trader

Topstep

Topstep

Trustpilot rating 4.4★ (10,705 reviews) 3.6★ (14,862 reviews)
Max profit split 80% 90%
Evaluation types 1 Step 1 Step
Account sizes $25K, $50K, $75K, $100K, $150K $50K, $100K, $150K
Cheapest challenge fee $150 $198
Pay-later option: $49/month + $149 activation (or $95/month, no activation fee)
Drawdown type EOD trailing EOD trailing
Platforms NinjaTrader, Tradovate, TradingView, Quantower, Bookmap, ATAS, Jigsaw Daytradr, MotiveWave, MultiCharts, Finamark, Investor/RT, R Trader, Trade Navigator, VolFix TopstepX
Payout frequency From day one of the PRO account Every 5 winning days ($150+)
News trading Restricted Restricted
Automated trading / EAs Not allowed Restricted
Weekend holding Not allowed Not allowed

Verdict

Topstep offers a higher advertised profit split (90% vs 80%). Take Profit Trader is cheaper to enter, with challenge fees from $150 compared to $198 at Topstep. Take Profit Trader supports more trading platforms (14 vs 1).

True Cost Calculator

See how much it truly costs to get funded at Take Profit Trader, including multiple failed attempts.

Fee

$170

Split to you

80%

Account

$50K

How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$340

2 attempts × $170 fee

Net Cost

$340

No fee refund on this plan

Break-Even

0.85%

Profit needed on $50K after 80% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Take Profit Trader vs Topstep — FAQs

Both Take Profit Trader and Topstep are legitimate prop trading firms, and the better choice depends on your priorities. Take Profit Trader has a higher Trustpilot rating (4.4 vs 3.6). Topstep offers a higher profit split (90% vs 80%).
Topstep has the higher advertised profit split at up to 90%, compared to 80% at Take Profit Trader.
Take Profit Trader is cheaper to get funded, with challenge fees starting at $150 compared to $198 at Topstep.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Take Profit Trader account sizes: $25K, $50K, $75K, $100K, $150K. Topstep account sizes: $50K, $100K, $150K.