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True Cost Calculator

See how much it truly costs to get funded at FTMO, including multiple failed attempts.

Fee for $25K · 2-Step: €250 · Split: 80% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

€500

2 attempts × €250 fee

Net Cost

€250

✓ Last fee refunded on 1st payout

Break-Even

1.25%

Profit needed on $25K after 80% split

💡 Fees shown in EUR. Break-even is the minimum profit % you need on your funded account to cover all challenge costs. 2-Step includes a fee refund on your passing attempt.

AI Review

FTMO is a highly rated prop trading firm, boasting a Trustpilot rating of 4.8 out of 5 from over 40,713 reviews, making it a popular choice among traders. With account sizes ranging from $10k to $200k and offering a lucrative profit split of 90%, FTMO provides traders access to significant capital and attractive financial benefits. The firm supports multiple trading platforms including MT4, MT5, cTrader, and DX Trade, and clients can trade a diverse array of assets such as Forex, stocks, crypto, indices, and commodities. With the option of two-step challenges and a maximum leverage of up to 1:100, FTMO is well-suited for traders looking to maximize their potential in various markets.

Challenge Details

FTMO Challenge: 1 Step

CHALLENGE FEE€79

Challenge Fee

€79

Profit Target

10%

Max Daily Loss

3%

Max Total Loss

10%

Profit Split

Up to 90%

Payout Frequency

14 days from first trading day

Consistency Rule

Best day ≤50%

Scaling Plan

Hit 10% net profit with 2 rewards processed? FTMO bumps you 25% every 4 months. Start at $200K, scale to $2M.

Scale-up

25%

Min Cycle

4 months

Max Before Scaling

$400,000

Max With Scaling

$2,000,000

Trading Rules

ALLOWED

Expert Advisors (EAs)

Hedging

Scalping

RESTRICTED

News Trading

Standard account: 2-min buffer. Swing + evaluation: allowed

Weekend Holding

Swing account only. Allowed during evaluation

Martingale

Not banned, but risky strategies may be flagged

Consistency Rule

1-Step only: Best Day ≤ 50% of positive days

NOT ALLOWED

Copy Trading

Account holder only

Leverage and Platforms

Leverage by Asset Class

Forex (FX)
1:100
Indices
1:50
Metals
1:30
Energy
1:30
Stocks
1:3
Crypto
1:3

Tradeable Asset Classes

  • Forex
  • Stocks
  • Crypto
  • Indices
  • Commodities

Available Trading Platforms

  • MT4 logo
    MT4
  • MT5 logo
    MT5
  • cTrader logo
    cTrader

Payment & Payout Methods

Deposit / Purchase

Apple Pay
Apple Pay
Bank Transfer
CD
Credit/Debit Card
Crypto
Google Pay
Google Pay
Nuvei
PayPal
Skrill

Withdrawals / Payouts

Bank Transfer
Crypto (BTC, ETH, USDC)
Mastercard
Skrill
Visa Direct

About FTMO

Legal NameFTMO Evaluation Global s.r.o.
Founded2015
HeadquartersPrague, Czech Republic
CEO / FounderOtakar Suffner
Team Size300+
Company TypeEducational & Technology

Restricted Countries & Regions

IRIran
SYSyria
MMMyanmar
KPNorth Korea
AFAfghanistan
AIAnguilla
AQAntarctica
AGAntigua and Barbuda
BYBelarus
BZBelize
BTBhutan
BVBouvet Island
BIBurundi
CVCape Verde
CFCentral African Republic
TDChad
CKCook Islands
KMComoros
CGRepublic of the Congo
CUCuba
DJDjibouti
DMDominica
GQEquatorial Guinea
EREritrea
SZEswatini
FJFiji
GAGabon
GMGambia
GDGrenada
GNGuinea
GWGuinea-Bissau
VAHoly See
IDIndonesia
IQIraq
KZKazakhstan
KIKiribati
XKKosovo
KGKyrgyzstan
LSLesotho
LRLiberia
MWMalawi
MLMali
MRMauritania
MHMarshall Islands
FMMicronesia
NRNauru
NENiger
NUNiue
PGPapua New Guinea
RURussia
BLSaint Barthélemy
KNSaint Kitts and Nevis
LCSaint Lucia
VCSaint Vincent and the Grenadines
WSSamoa
SMSan Marino
STSao Tome and Principe
SCSeychelles
SLSierra Leone
SBSolomon Islands
SOSomalia
SSSouth Sudan
SDSudan
SRSuriname
TJTajikistan
TLTimor-Leste
TKTokelau
TOTonga
TMTurkmenistan
TVTuvalu
UAUkraine
UZUzbekistan
VUVanuatu
VEVenezuela
EHWestern Sahara
ZWZimbabwe

Hard bans: Iran, Syria, Myanmar, North Korea. All other countries listed are business-decision restrictions. Full list at ftmo.com.

Education & Resources

FTMO Academy

Structured educational content for traders

Performance Coaches

Psychology-major coaches for trading discipline and self-confidence (FTMO Account holders)

Blog & Written Content

Traders Analysis, Q&A, Trading Psychology, and more

Trader Dashboard

Professional performance analytics dashboard

Frequently Asked Questions

FTMO is one of the most established prop trading firms in the industry, founded in 2015 in Prague, Czech Republic. They have a 4.8/5 Trustpilot rating from over 39,000 reviews and have paid over $500 million in rewards to traders worldwide. In December 2025, FTMO finalized the acquisition of OANDA, a well-known forex broker.
FTMO Challenge fees start at €89 for the $10,000 2-Step account. Other sizes: €250 ($25K), €345 ($50K), €439 ($100K), and €1,080 ($200K). The fee is 100% refundable with your first reward withdrawal.
For the 2-Step Challenge, rewards start at 80% and can increase to 90% through the Scaling Plan. For the 1-Step Challenge, the reward is 90% from the start.
During the evaluation phases (FTMO Challenge and Verification), news trading is allowed. On the funded FTMO Account, Standard accounts cannot open or close trades within 2 minutes before or after high-impact news releases. Swing accounts are exempt.
FTMO supports four trading platforms: MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader, and DXtrade.
FTMO processes rewards bi-weekly. The first payout is available after 14 calendar days. Average processing time is approximately 8 hours.
FTMO's Scaling Plan increases your account balance by 25% per scale-up. You need a minimum 4-month cycle, at least 10% total net simulated profit, 2 rewards processed, and a positive balance. Accounts can grow up to $2,000,000.
Yes, Expert Advisors are allowed on FTMO. However, copy trading is not permitted — only the account holder may access and perform trades.

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