FXIFY vs Top One Trader: Prop Firm Comparison 2026

Compare FXIFY (forex/CFD) and Top One Trader (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FXIFY review →Top One Trader review →

	FXIFY	Top One Trader
Trustpilot rating	4.5★ (6,056 reviews)	4.5★ (3,147 reviews)
Max profit split	90%	60–100%
Evaluation types	Instant, 1 Step, 3 Steps, 2 Steps	2 Steps, Instant, 1 Step
Account sizes	$1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $75K, $100K, $150K, $200K, $250K, $400K	$5K, $10K, $25K, $50K, $100K, $150K, $200K
Cheapest challenge fee	$19	$39 Pay-later option: $7 + $165 activation
Drawdown type	Trailing / Static	Trailing / Static
Platforms	MT4, MT5, DXtrade, TradingView	MT5, Match-Trader, TradeLocker
Payout frequency	14 or 30 days / Every 10 days	Weekly available / Every 14 days
News trading	Restricted	Restricted
Automated trading / EAs	Restricted	Restricted
Weekend holding	Allowed	Restricted

Verdict

Top One Trader offers a higher advertised profit split (100% vs 90%). FXIFY is cheaper to enter, with challenge fees from $19 compared to $39 at Top One Trader. FXIFY supports more trading platforms (4 vs 3).

True Cost Calculator

See how much it truly costs to get funded at FXIFY, including multiple failed attempts.

Account Size

Challenge Type

Fee

$19

Split to you

90%

Account

$2.5K

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$38

2 attempts × $19 fee

Net Cost

$38

No fee refund on this plan

Break-Even

1.69%

Profit needed on $2.5K after 90% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FXIFY vs Top One Trader — FAQs

Both FXIFY and Top One Trader are legitimate prop trading firms, and the better choice depends on your priorities. Both have a Trustpilot rating of 4.5. Top One Trader offers a higher profit split (100% vs 90%).

Top One Trader has the higher advertised profit split at up to 100%, compared to 90% at FXIFY.

FXIFY is cheaper to get funded, with challenge fees starting at $19 compared to $39 at Top One Trader.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FXIFY account sizes: $1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $75K, $100K, $150K, $200K, $250K, $400K. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K.