FXIFY vs Top One Trader: Prop Firm Comparison 2026

Compare FXIFY (forex/CFD) and Top One Trader (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FXIFY

FXIFY

 Top One Trader

Top One Trader
Trustpilot rating 4.5★ (6,056 reviews) 4.5★ (3,147 reviews)
Max profit split 90% 60–100%
Evaluation types 2 Steps, 1 Step, 3 Steps, Instant 2 Steps, Instant, 1 Step
Account sizes $1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $75K, $100K, $150K, $200K, $250K, $400K $5K, $10K, $25K, $50K, $100K, $150K, $200K
Cheapest challenge fee $19 $7
Drawdown type Static / Trailing Trailing / Static
Platforms MT4, MT5, DXtrade, TradingView MT5, Match-Trader, TradeLocker
Payout frequency Every 10 days / 14 or 30 days Weekly available / Every 14 days
News trading Restricted Restricted
Automated trading / EAs Restricted Restricted
Weekend holding Allowed Restricted

Verdict

Top One Trader offers a higher advertised profit split (100% vs 90%). Top One Trader is cheaper to enter, with challenge fees from $7 compared to $19 at FXIFY. FXIFY supports more trading platforms (4 vs 3).

True Cost Calculator

See how much it truly costs to get funded at FXIFY, including multiple failed attempts.

Fee for $2.5K · Instant: $119 · Split: 90% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$238

2 attempts × $119 fee

Net Cost

$238

No fee refund on this plan

Break-Even

10.58%

Profit needed on $2.5K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FXIFY vs Top One Trader — FAQs

Both FXIFY and Top One Trader are legitimate prop trading firms, and the better choice depends on your priorities. Both have a Trustpilot rating of 4.5. Top One Trader offers a higher profit split (100% vs 90%).
Top One Trader has the higher advertised profit split at up to 100%, compared to 90% at FXIFY.
Top One Trader is cheaper to get funded, with challenge fees starting at $7 compared to $19 at FXIFY.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FXIFY account sizes: $1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $75K, $100K, $150K, $200K, $250K, $400K. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K.