Fintokei vs Top One Trader: Prop Firm Comparison 2026

Compare Fintokei (forex/CFD) and Top One Trader (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Fintokei review →Top One Trader review →

	Fintokei	Top One Trader
Trustpilot rating	4.5★ (1,192 reviews)	4.5★ (3,147 reviews)
Max profit split	80%	60–100%
Evaluation types	1 Step, 2 Steps, 3 Steps	Instant, 2 Steps, 1 Step
Account sizes	$5K, $10K, $20K, $50K, $100K, $200K, $400K	$5K, $10K, $25K, $50K, $100K, $150K, $200K
Cheapest challenge fee	$44	$39 Pay-later option: $7 + $165 activation
Drawdown type	Static	Trailing / Static
Platforms	MT5, cTrader, TradingView	MT5, Match-Trader, TradeLocker
Payout frequency	Bi-weekly	Weekly available / Every 14 days
News trading	Allowed	Restricted
Automated trading / EAs	Restricted	Restricted
Weekend holding	Allowed	Restricted

Verdict

Top One Trader offers a higher advertised profit split (100% vs 80%). Top One Trader is cheaper to enter, with challenge fees from $39 compared to $44 at Fintokei. Both firms support 3 trading platforms.

True Cost Calculator

See how much it truly costs to get funded at Fintokei, including multiple failed attempts.

Account Size

Challenge Type

Fee for $10K · 1 Step: $119 · Split: 100% to you

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$238

2 attempts × $119 fee

Net Cost

$238

No fee refund on this plan

Break-Even

2.38%

Profit needed on $10K after 100% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Fintokei vs Top One Trader — FAQs

Both Fintokei and Top One Trader are legitimate prop trading firms, and the better choice depends on your priorities. Both have a Trustpilot rating of 4.5. Top One Trader offers a higher profit split (100% vs 80%).

Top One Trader has the higher advertised profit split at up to 100%, compared to 80% at Fintokei.

Top One Trader is cheaper to get funded, with challenge fees starting at $39 compared to $44 at Fintokei.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Fintokei account sizes: $5K, $10K, $20K, $50K, $100K, $200K, $400K. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K.