AI Review

Fintokei is a prop trading firm. Offering an attractive profit split of 80% and a maximum leverage of 1:100, Fintokei provides traders access to a diverse range of trading platforms including MT5, cTrader, and TradingView, as well as a variety of tradeable assets such as Forex, Metals, Energies, and Indices. The firm features multiple challenge types—1 Step, 2 Steps, and 3 Steps—catering to different skill levels and preferences. With its favorable conditions and robust offerings, Fintokei is well-suited for both novice and experienced traders looking to enhance their trading journey.

Trading Rules

Rules change without notice and vary by account type. Confirm with the firm before you trade.

ALLOWED

News TradingWeekend Holding

Scalping

Normal scalping is fine. Trades under 10 seconds count as tick scalping.

Hedging

Within one account only.

Martingale

Not banned since July 2025. The 3% max risk on open trades still applies.

RESTRICTED

Expert Advisors (EAs)

Own or customised EAs only. Unmodified commercial or free EAs are banned.

Tick Scalping

Trades under 10 seconds count as tick scalping. Max 10% of your volume may come from them.

NOT ALLOWED

Latency Arbitrage

Copy Trading

No copying signals, other traders or someone else's master account.

Hedging Across Accounts

Opposite trades across your accounts or with other traders.

Gambling Practices

Oversized risk, over-leveraging, one-sided betting, account rolling, all-in trades.

Not published by the firm: HFT.

From our firm record — not independently re-verified

True Cost Calculator

See how much it truly costs to get funded at Fintokei, including multiple failed attempts.

Fee

$89

Split to you

90%

Account

$10K

How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$178

2 attempts × $89 fee

Net Cost

$178

No fee refund on this plan

Break-Even

1.98%

Profit needed on $10K after 90% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Payment & Payout Methods

Deposit / Purchase

Apple Pay
Apple Pay
CD
Credit/Debit Card
Crypto
Google Pay
Google Pay
Wire Transfer

Withdrawals / Payouts

Bank Wire Transfer
Crypto

Leverage and Platforms

Tradeable Asset Classes

  • Forex
  • Metals
  • Energies
  • Indices

Available Trading Platforms

  • MT5 logo
    MT5
  • cTrader logo
    cTrader
  • TradingView logo
    TradingView

Restricted Countries & Regions

INIndia
USUnited States
IRIran
KPNorth Korea
CUCuba
SYSyria
RURussia

Check the firm website for the full and up-to-date list. Full list at Fintokei.

Frequently Asked Questions

Fintokei is a prop trading firm with structured evaluation programs across multiple tiers. Focuses on disciplined trading with consistency rules applied manually after warnings rather than as automatic blockers — a distinctive policy compared to most firms.
Fintokei challenge fees vary by product (StartTrader, SwiftTrader, ProTrader) and account size.
The starting split depends on the program: StartTrader 50% (can rise to 100%), SwiftTrader 90%, ProTrader and ProTrader Swing 80%.
Four programs: StartTrader (3 phases, 2% / 3% / 6% targets, 3% daily / 6% max loss, 180-day limit), SwiftTrader (1 phase, 6% target, 2% daily / 3% max loss, 60-day limit), ProTrader (2 phases, 8% / 6% targets, 5% daily / 10% max loss, equity-based daily limit, no time limit) and ProTrader Swing (same as ProTrader, but the daily limit is balance-based and accounts are swap-free).
Fintokei applies consistency rules manually after investigation — typically after one or more warnings. They focus on limitations like leverage caps (1:10 FX, 1:5 others), daily profit/loss caps of 1%, stop-loss requirements, and lot exposure limits rather than blanket percentage rules.
Refer to Fintokei's official rules for current news trading policy. Manual consistency review may apply if news-trading patterns are deemed unsustainable.
Bi-weekly payouts standard with profit split varying by product. Trading account behavior undergoes manual consistency review for unsustainable patterns.
Yes, if the EA is your own or you have customised it. Unmodified commercial or free EAs, copy trading and signal services are not allowed. Martingale has been allowed since July 2025, but the 3% maximum risk on open trades still applies.

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