Audacity Capital vs Instant Funding: Prop Firm Comparison 2026

Compare Audacity Capital (forex/CFD) and Instant Funding (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Audacity Capital

Audacity Capital

 Instant Funding

Instant Funding
Trustpilot rating 3.4★ (1,073 reviews) 3.1★ (4,683 reviews)
Max profit split 75–90% 80%
Evaluation types 2 Steps, 1 Step, Instant Instant, 2 Steps, 1 Step
Account sizes $5K, $10K, $25K, $50K, $100K, $200K $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K
Cheapest challenge fee $49 $25
Drawdown type — Static / Trailing
Platforms MT5, DXtrade MT5, cTrader, Match-Trader
Payout frequency Bi-weekly, same-day processing / On 10% target, same-day processing After the 24-hour window / On-demand / Every 7 days / 14 days, then weekly / Every 14 days / On-demand, then every 7 days
News trading Restricted Restricted
Automated trading / EAs Allowed Restricted
Weekend holding Allowed Allowed

Verdict

Audacity Capital offers a higher advertised profit split (90% vs 80%). Instant Funding is cheaper to enter, with challenge fees from $25 compared to $49 at Audacity Capital. Instant Funding supports more trading platforms (3 vs 2).

True Cost Calculator

See how much it truly costs to get funded at Audacity Capital, including multiple failed attempts.

Fee for $10K · Instant: $279 · Split: 80% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$558

2 attempts × $279 fee

Net Cost

$558

No fee refund on this plan

Break-Even

6.98%

Profit needed on $10K after 80% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Audacity Capital vs Instant Funding — FAQs

Both Audacity Capital and Instant Funding are legitimate prop trading firms, and the better choice depends on your priorities. Audacity Capital has a higher Trustpilot rating (3.4 vs 3.1). Audacity Capital offers a higher profit split (90% vs 80%).
Audacity Capital has the higher advertised profit split at up to 90%, compared to 80% at Instant Funding.
Instant Funding is cheaper to get funded, with challenge fees starting at $25 compared to $49 at Audacity Capital.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Audacity Capital account sizes: $5K, $10K, $25K, $50K, $100K, $200K. Instant Funding account sizes: $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K.