Audacity Capital vs FundingPips: Prop Firm Comparison 2026

Compare Audacity Capital (forex/CFD) and FundingPips (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Audacity Capital

Audacity Capital

 FundingPips

FundingPips
Trustpilot rating 3.4★ (1,073 reviews) 4.5★ (61,136 reviews)
Max profit split 75–90% 60–100%
Evaluation types Instant, 2 Step, 1 Step 2 Steps, 1 Step, Instant
Account sizes $5K, $10K, $25K, $50K, $100K, $200K $5K, $10K, $25K, $50K, $100K, $200K
Cheapest challenge fee $49 $29
Drawdown type — Static / Trailing
Platforms MT5, DXtrade MT5, cTrader, Match-Trader, TradeLocker
Payout frequency On 10% target, same-day processing / Bi-weekly, same-day processing Weekly / Configurable (weekly / bi-weekly / monthly / on-demand) / Bi-weekly
News trading — Allowed
Automated trading / EAs Restricted Restricted
Weekend holding Restricted Allowed

Verdict

FundingPips offers a higher advertised profit split (100% vs 90%). FundingPips is cheaper to enter, with challenge fees from $29 compared to $49 at Audacity Capital. FundingPips supports more trading platforms (4 vs 2).

True Cost Calculator

See how much it truly costs to get funded at Audacity Capital, including multiple failed attempts.

Fee for $10K · Instant: $279 · Split: 80% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$558

2 attempts × $279 fee

Net Cost

$558

No fee refund on this plan

Break-Even

6.98%

Profit needed on $10K after 80% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Audacity Capital vs FundingPips — FAQs

Both Audacity Capital and FundingPips are legitimate prop trading firms, and the better choice depends on your priorities. FundingPips has a higher Trustpilot rating (4.5 vs 3.4). FundingPips offers a higher profit split (100% vs 90%).
FundingPips has the higher advertised profit split at up to 100%, compared to 90% at Audacity Capital.
FundingPips is cheaper to get funded, with challenge fees starting at $29 compared to $49 at Audacity Capital.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Audacity Capital account sizes: $5K, $10K, $25K, $50K, $100K, $200K. FundingPips account sizes: $5K, $10K, $25K, $50K, $100K, $200K.