Instant Funding vs The5ers: Prop Firm Comparison 2026

Compare Instant Funding (forex/CFD) and The5ers (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Instant Funding

Instant Funding

 The5ers

The5ers
Trustpilot rating 3.1★ (4,683 reviews) 4.7★ (31,401 reviews)
Max profit split 80% 80%
Evaluation types 2 Steps, 1 Step, Instant 2 Steps, 3 Steps, 1 Step
Account sizes $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K $2.5K, $5K, $10K, $20K, $25K, $50K, $100K, $250K
Cheapest challenge fee $25 $22
Drawdown type Static / Trailing —
Platforms MT5, cTrader, Match-Trader MT5, cTrader, TradingView
Payout frequency On-demand / Every 7 days / After the 24-hour window / 14 days, then weekly / Every 14 days / On-demand, then every 7 days Every 14 days
News trading Restricted Not allowed
Automated trading / EAs Restricted Restricted
Weekend holding Allowed Allowed

Verdict

Both firms advertise the same maximum profit split (80%). The5ers is cheaper to enter, with challenge fees from $22 compared to $25 at Instant Funding. Both firms support 3 trading platforms.

True Cost Calculator

See how much it truly costs to get funded at Instant Funding, including multiple failed attempts.

Fee

$25

Split to you

90%

Account

$1.25K

How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$50

2 attempts × $25 fee

Net Cost

$50

No fee refund on this plan

Break-Even

4.44%

Profit needed on $1.25K after 90% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Instant Funding vs The5ers — FAQs

Both Instant Funding and The5ers are legitimate prop trading firms, and the better choice depends on your priorities. The5ers has a higher Trustpilot rating (4.7 vs 3.1).
Both Instant Funding and The5ers advertise the same maximum profit split of 80%.
The5ers is cheaper to get funded, with challenge fees starting at $22 compared to $25 at Instant Funding.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Instant Funding account sizes: $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K. The5ers account sizes: $2.5K, $5K, $10K, $20K, $25K, $50K, $100K, $250K.