Instant Funding vs The5ers: Prop Firm Comparison 2026

Compare Instant Funding (forex/CFD) and The5ers (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Instant Funding

Instant Funding

 The5ers

The5ers
Trustpilot rating 3.1★ (4,683 reviews) 4.7★ (31,401 reviews)
Max profit split 80% 80%
Evaluation types Instant, 1 Step, 2 Steps 2 Steps, 1 Step, 3 Steps
Account sizes $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K $2.5K, $5K, $10K, $20K, $25K, $50K, $100K, $250K
Cheapest challenge fee $25 $22
Drawdown type Static / Trailing —
Platforms MT5, cTrader, Match-Trader MT5, ctrader
Payout frequency After the 24-hour window / On-demand / Every 7 days / 14 days, then weekly / On-demand, then every 7 days / Every 14 days Every 14 days
News trading Restricted Not allowed
Automated trading / EAs Restricted Restricted
Weekend holding Allowed Allowed

Verdict

Both firms advertise the same maximum profit split (80%). The5ers is cheaper to enter, with challenge fees from $22 compared to $25 at Instant Funding. Instant Funding supports more trading platforms (3 vs 2).

True Cost Calculator

See how much it truly costs to get funded at Instant Funding, including multiple failed attempts.

Fee for $1.25K · Instant: $25 · Split: 90% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$50

2 attempts × $25 fee

Net Cost

$50

No fee refund on this plan

Break-Even

4.44%

Profit needed on $1.25K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Instant Funding vs The5ers — FAQs

Both Instant Funding and The5ers are legitimate prop trading firms, and the better choice depends on your priorities. The5ers has a higher Trustpilot rating (4.7 vs 3.1).
Both Instant Funding and The5ers advertise the same maximum profit split of 80%.
The5ers is cheaper to get funded, with challenge fees starting at $22 compared to $25 at Instant Funding.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Instant Funding account sizes: $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K. The5ers account sizes: $2.5K, $5K, $10K, $20K, $25K, $50K, $100K, $250K.