FundingPips vs Instant Funding: Prop Firm Comparison 2026

Compare FundingPips (forex/CFD) and Instant Funding (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FundingPips

FundingPips

 Instant Funding

Instant Funding
Trustpilot rating 4.5★ (61,136 reviews) 3.1★ (4,683 reviews)
Max profit split 60–100% 80%
Evaluation types 2 Steps, 1 Step, Instant Instant, 1 Step, 2 Steps
Account sizes $5K, $10K, $25K, $50K, $100K, $200K $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K
Cheapest challenge fee $29 $25
Drawdown type Static / Trailing Static / Trailing
Platforms MT5, cTrader, Match-Trader, TradeLocker MT5, cTrader, Match-Trader
Payout frequency Weekly / Configurable (weekly / bi-weekly / monthly / on-demand) / Bi-weekly After the 24-hour window / On-demand / Every 7 days / 14 days, then weekly / On-demand, then every 7 days / Every 14 days
News trading Allowed Restricted
Automated trading / EAs Restricted Restricted
Weekend holding Allowed Allowed

Verdict

FundingPips offers a higher advertised profit split (100% vs 80%). Instant Funding is cheaper to enter, with challenge fees from $25 compared to $29 at FundingPips. FundingPips supports more trading platforms (4 vs 3).

True Cost Calculator

See how much it truly costs to get funded at FundingPips, including multiple failed attempts.

Fee for $10K · Instant: $88 · Split: 95% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$176

2 attempts × $88 fee

Net Cost

$176

No fee refund on this plan

Break-Even

1.85%

Profit needed on $10K after 95% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FundingPips vs Instant Funding — FAQs

Both FundingPips and Instant Funding are legitimate prop trading firms, and the better choice depends on your priorities. FundingPips has a higher Trustpilot rating (4.5 vs 3.1). FundingPips offers a higher profit split (100% vs 80%).
FundingPips has the higher advertised profit split at up to 100%, compared to 80% at Instant Funding.
Instant Funding is cheaper to get funded, with challenge fees starting at $25 compared to $29 at FundingPips.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FundingPips account sizes: $5K, $10K, $25K, $50K, $100K, $200K. Instant Funding account sizes: $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K.