True Cost Calculator

See how much it truly costs to get funded at Instant Funding, including multiple failed attempts.

Fee for $1.25K · Instant: $93 · Split: 90% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$186

2 attempts × $93 fee

Net Cost

$186

No fee refund on this plan

Break-Even

16.53%

Profit needed on $1.25K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

AI Review

Instant Funding is a prop trading firm that offers traders an attractive 80% profit split, a maximum leverage of 1:100, and access to popular trading platforms including MT5, cTrader, and Match-Trader. With a Trustpilot rating of 3.4/5 from 4,692 reviews, Instant Funding provides a range of challenge types, including Instant, 1 Step, and 2 Steps, allowing traders to choose what suits them best. Traders can explore a diverse selection of assets, including Forex, Indices, Commodities, and Crypto. Overall, Instant Funding is suitable for both new and experienced traders looking to leverage flexible trading options and robust profit-sharing arrangements.

Trading Rules

ALLOWED

Hedging

Adding to losing positions permitted (not doubling down)

Weekend Holding

Daily Drawdown

None on the IF program; 3% on other programs

RESTRICTED

Expert Advisors (EAs)

Public third-party EAs restricted. Only proprietary/personal

Scalping

Min 2-min hold. Tick scalping prohibited

News Trading

Allowed but with profit restrictions during news events

Martingale

Can add to losing positions but no continuous lot doubling

Copy Trading

Own accounts only

Consistency Rule

None on the Instant Funding (IF) program and One-Phase. IF Micro applies a 20% best-day rule. Minimum payout 3%.

NOT ALLOWED

Latency Arbitrage

Reverse Trading

Opposite positions on same asset across accounts

Risk > 3% Per Trade

Leverage and Platforms

Tradeable Asset Classes

  • Forex
  • Indices
  • Commodities
  • Crypto

Available Trading Platforms

  • MT5 logo
    MT5
  • cTrader logo
    cTrader
  • Match-Trader logo
    Match-Trader

Payment & Payout Methods

Deposit / Purchase

Apple Pay
Apple Pay
CD
Credit/Debit Card
Crypto
Google Pay
Google Pay
N
Neteller
Skrill
S
Sofort

Withdrawals / Payouts

Crypto
R
Riseworks

About Instant Funding

Legal NameAcello Limited
Founded2020
HeadquartersLondon, UK
CEO / FounderLewis Mansbridge
Company TypeProp Trading

Restricted Countries & Regions

AFAfghanistan
BYBelarus
BIBurundi
CFCentral African Republic
CGRepublic of the Congo
CUCuba
UACrimea
CDDR Congo
EREritrea
GNGuinea
GWGuinea-Bissau
IRIran
IQIraq
LRLiberia
LYLibya
MMMyanmar
KPNorth Korea
PGPapua New Guinea
RURussia
SOSomalia
SSSouth Sudan
SDSudan
SYSyria
VUVanuatu
VEVenezuela
YEYemen
ZWZimbabwe

Check the firm website for the full and up-to-date list. Full list at Instant Funding.

Recent Instant Funding updates

Offer

20% off over $100k

20%Discount
Offer

30% off $20k–$100k

30%Discount
Offer

35% off up to $20k

35%Discount

Frequently Asked Questions

Instant Funding is a prop trading firm offering a comprehensive product range: Instant Funding (flagship), Instant Funding GO, IF Micro, IF1, One-Phase, One-Phase Micro, Two-Phase, plus several legacy variants. Multiple payout structures depending on product.
Instant Funding challenge fees vary widely across 9 product variants and multiple account sizes. Smaller IF1 and Micro accounts start at lower prices, while flagship Instant Funding and full Two-Phase accounts run higher.
Instant Funding offers 80% profit split standard. Refer to specific product documentation for payout cycle timing and any premium split options.
Nine product variants: Instant Funding (flagship, no consistency rule), Instant Funding GO (Smart Drawdown 10%), IF Micro (15% rule), IF1 (15% rule), One-Phase Micro (15% rule), One-Phase (40% rule), Two-Phase (40% rule), and several legacy variants for older accounts.
Varies by product. Flagship Instant Funding: no rule. IF Micro, IF1, One-Phase Micro: 15%. One-Phase, Two-Phase (funded): 40% best-day rule.
Instant Funding & Instant Funding GO: first withdrawal 14 days after first trade, then every 7 days. One-Phase, Two-Phase, Micro variants: on-demand payouts. IF1: payout after 24-hour window. Minimum withdrawal $25. Methods: Bank transfer (Rise), Crypto.
IF1 is a 24-hour evaluation product with 2% daily / 4% static drawdown and 90% profit split. IF Micro is a 24-hour-bypass funded account with 4% daily / 6% static drawdown and 80% profit split. Both apply the 15% best-day consistency rule.
The flagship Instant Funding product uses Smart Drawdown (adjusts from -10% to -5% after gains) with no consistency rule. Instant Funding GO applies a 4% daily drawdown limit with the same Smart Drawdown system. Both offer 80% profit split.

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