True Cost Calculator

See how much it truly costs to get funded at Instant Funding, including multiple failed attempts.

Fee

$25

Split to you

90%

Account

$1.25K

How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$50

2 attempts × $25 fee

Net Cost

$50

No fee refund on this plan

Break-Even

4.44%

Profit needed on $1.25K after 90% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

AI Review

Instant Funding is a prop trading firm that offers traders an attractive 80% profit split, a maximum leverage of 1:100, and access to popular trading platforms including MT5, cTrader, and Match-Trader. With a Trustpilot rating of 3.4/5 from 4,692 reviews, Instant Funding provides a range of challenge types, including Instant, 1 Step, and 2 Steps, allowing traders to choose what suits them best. Traders can explore a diverse selection of assets, including Forex, Indices, Commodities, and Crypto. Overall, Instant Funding is suitable for both new and experienced traders looking to leverage flexible trading options and robust profit-sharing arrangements.

Leverage and Platforms

Tradeable Asset Classes

  • Forex
  • Indices
  • Commodities
  • Crypto

Available Trading Platforms

  • MT5 logo
    MT5
  • cTrader logo
    cTrader
  • Match-Trader logo
    Match-Trader

Payment & Payout Methods

Deposit / Purchase

Apple Pay
Apple Pay
CD
Credit/Debit Card
Crypto
Google Pay
Google Pay
N
Neteller
Skrill
S
Sofort

Withdrawals / Payouts

Crypto
R
Riseworks

About Instant Funding

Legal NameAcello Limited
Founded2020
HeadquartersLondon, UK
CEO / FounderLewis Mansbridge
Company TypeProp Trading

Restricted Countries & Regions

AFAfghanistan
BYBelarus
BIBurundi
CFCentral African Republic
CGRepublic of the Congo
CUCuba
UACrimea
CDDR Congo
EREritrea
GNGuinea
GWGuinea-Bissau
IRIran
IQIraq
LRLiberia
LYLibya
MMMyanmar
KPNorth Korea
PGPapua New Guinea
RURussia
SOSomalia
SSSouth Sudan
SDSudan
SYSyria
VUVanuatu
VEVenezuela
YEYemen
ZWZimbabwe

Check the firm website for the full and up-to-date list. Full list at Instant Funding.

Recent Instant Funding updates

Offer

30% off Clarity & Original with code IF30

30% off Clarity and Original accounts. No minimum spend. Not valid on Evolve.

30% offDiscount
Offer

Discount on IF Original accounts with code CORE275

Discount on eligible Instant Funding IF Original accounts with code CORE275. Limited-time offer, no add-ons included.

Offer

20% off over $100k

20%Discount
Offer

30% off $20k–$100k

30%Discount

Trading Rules

Rules change without notice and vary by account type. Confirm with the firm before you trade.

Expert Advisors & Bots

Conditions apply
Expert Advisors (EAs)
Public third-party EAs restricted. Only proprietary/personal
From our firm record — not independently re-verified

Copy Trading

Conditions apply
Copy Trading
Own accounts only
From our firm record — not independently re-verified

News Trading

Conditions apply
News Trading
Allowed but with profit restrictions during news events
From our firm record — not independently re-verified

Scalping

Conditions apply
Scalping
Min 2-min hold. Tick scalping prohibited
From our firm record — not independently re-verified

HFT

Not published

Weekend Holding

Allowed
Weekend Holding
From our firm record — not independently re-verified

Hedging

Allowed
Hedging
Adding to losing positions permitted (not doubling down)
From our firm record — not independently re-verified

Account & Risk Rules

ALLOWED

Daily Drawdown

None on the IF program; 3% on other programs

RESTRICTED

Martingale

Can add to losing positions but no continuous lot doubling

Consistency Rule

None on the Instant Funding (IF) program and One-Phase. IF Micro applies a 20% best-day rule. Minimum payout 3%.

NOT ALLOWED

Latency ArbitrageRisk > 3% Per Trade

Reverse Trading

Opposite positions on same asset across accounts

Frequently Asked Questions

Instant Funding is a prop trading firm offering a comprehensive product range: Instant Funding (flagship), Instant Funding GO, IF Micro, IF1, One-Phase, One-Phase Micro, Two-Phase, plus several legacy variants. Multiple payout structures depending on product.
Instant Funding challenge fees vary widely across 9 product variants and multiple account sizes. Smaller IF1 and Micro accounts start at lower prices, while flagship Instant Funding and full Two-Phase accounts run higher.
Instant Funding offers 80% profit split standard. Refer to specific product documentation for payout cycle timing and any premium split options.
Nine product variants: Instant Funding (flagship, no consistency rule), Instant Funding GO (Smart Drawdown 10%), IF Micro (15% rule), IF1 (15% rule), One-Phase Micro (15% rule), One-Phase (40% rule), Two-Phase (40% rule), and several legacy variants for older accounts.
Varies by product. Flagship Instant Funding: no rule. IF Micro, IF1, One-Phase Micro: 15%. One-Phase, Two-Phase (funded): 40% best-day rule.
Instant Funding & Instant Funding GO: first withdrawal 14 days after first trade, then every 7 days. One-Phase, Two-Phase, Micro variants: on-demand payouts. IF1: payout after 24-hour window. Minimum withdrawal $25. Methods: Bank transfer (Rise), Crypto.
IF1 is a 24-hour evaluation product with 2% daily / 4% static drawdown and 90% profit split. IF Micro is a 24-hour-bypass funded account with 4% daily / 6% static drawdown and 80% profit split. Both apply the 15% best-day consistency rule.
The flagship Instant Funding product uses Smart Drawdown (adjusts from -10% to -5% after gains) with no consistency rule. Instant Funding GO applies a 4% daily drawdown limit with the same Smart Drawdown system. Both offer 80% profit split.

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