Top One Trader vs TX3 Funding: Prop Firm Comparison 2026

Compare Top One Trader (forex/CFD) and TX3 Funding (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Top One Trader

Top One Trader

 TX3 Funding

TX3 Funding
Trustpilot rating 4.5★ (3,147 reviews) 3.2★ (4,313 reviews)
Max profit split 60–100% 85%
Evaluation types Instant, 2 Steps, 1 Step 1-step, 2-step, instant
Account sizes $5K, $10K, $25K, $50K, $100K, $150K, $200K 5000, 10000, 25000, 50000, 100000, 200000
Cheapest challenge fee $39
Pay-later option: $7 + $165 activation
 —
Drawdown type Trailing / Static —
Platforms MT5, Match-Trader, TradeLocker MatchTrader, MT5, A-Trader
Payout frequency Weekly available / Every 14 days 1 Phase pays 3 days after first trade then every 3 days (min $100)
News trading Restricted Restricted
Automated trading / EAs Restricted Not allowed
Weekend holding Restricted Restricted

Verdict

Top One Trader offers a higher advertised profit split (100% vs 85%). Top One Trader challenge fees start at $39. Both firms support 3 trading platforms.

True Cost Calculator

See how much it truly costs to get funded at Top One Trader, including multiple failed attempts.

Fee for $10K · Instant: $158 · Split: 90% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$316

2 attempts × $158 fee

Net Cost

$316

No fee refund on this plan

Break-Even

3.51%

Profit needed on $10K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Top One Trader vs TX3 Funding — FAQs

Both Top One Trader and TX3 Funding are legitimate prop trading firms, and the better choice depends on your priorities. Top One Trader has a higher Trustpilot rating (4.5 vs 3.2). Top One Trader offers a higher profit split (100% vs 85%).
Top One Trader has the higher advertised profit split at up to 100%, compared to 85% at TX3 Funding.
Top One Trader challenge fees start at $39. Pricing data for TX3 Funding is not available.
Both firms can be used by beginners, though the right choice depends on your experience level. Top One Trader offers a 1-step evaluation which can be simpler for new traders. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K. TX3 Funding account sizes: 5000, 10000, 25000, 50000, 100000, 200000.