Lark Funding vs ThinkCapital: Prop Firm Comparison 2026

Compare Lark Funding (forex/CFD) and ThinkCapital (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Lark Funding

Lark Funding

 ThinkCapital

ThinkCapital
Trustpilot rating 4.4★ (603 reviews) 3.9★ (623 reviews)
Max profit split 80–90% 80–90%
Evaluation types 1 Step, 3 Steps, Instant Instant, 3 Steps, 1 Step, 2 Steps
Account sizes $5K, $10K, $25K, $50K, $100K, $200K $2.5K, $5K, $10K, $25K, $50K, $100K, $200K
Cheapest challenge fee $105 $39
Drawdown type Static / Trailing Trailing
Platforms cTrader, DXtrade, Match-Trader ThinkTrader, TradingView
Payout frequency Every 14 days / First on demand, then every 30 days Bi-weekly / Every 14 days (7-day add-on)
News trading Allowed Allowed
Automated trading / EAs Allowed Allowed
Weekend holding Restricted —

Verdict

Both firms advertise the same maximum profit split (90%). ThinkCapital is cheaper to enter, with challenge fees from $39 compared to $105 at Lark Funding. Lark Funding supports more trading platforms (3 vs 2).

True Cost Calculator

See how much it truly costs to get funded at Lark Funding, including multiple failed attempts.

Fee for $10K · Instant: $400 · Split: 90% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$800

2 attempts × $400 fee

Net Cost

$800

No fee refund on this plan

Break-Even

8.89%

Profit needed on $10K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Lark Funding vs ThinkCapital — FAQs

Both Lark Funding and ThinkCapital are legitimate prop trading firms, and the better choice depends on your priorities. Lark Funding has a higher Trustpilot rating (4.4 vs 3.9).
Both Lark Funding and ThinkCapital advertise the same maximum profit split of 90%.
ThinkCapital is cheaper to get funded, with challenge fees starting at $39 compared to $105 at Lark Funding.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Lark Funding account sizes: $5K, $10K, $25K, $50K, $100K, $200K. ThinkCapital account sizes: $2.5K, $5K, $10K, $25K, $50K, $100K, $200K.