FundingPips vs ThinkCapital: Prop Firm Comparison 2026

Compare FundingPips (forex/CFD) and ThinkCapital (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FundingPips

FundingPips

 ThinkCapital

ThinkCapital
Trustpilot rating 4.5★ (61,136 reviews) 3.9★ (623 reviews)
Max profit split 60–100% 80–90%
Evaluation types 1 Step, 2 Steps, Instant 2 Steps, Instant, 1 Step, 3 Steps
Account sizes $5K, $10K, $25K, $50K, $100K, $200K $2.5K, $5K, $10K, $25K, $50K, $100K, $200K
Cheapest challenge fee $29 $39
Drawdown type Static / Trailing Trailing
Platforms MT5, cTrader, Match-Trader, TradeLocker MT4, MT5, cTrader, ThinkTrader, TradingView
Payout frequency Configurable (weekly / bi-weekly / monthly / on-demand) / Weekly / Bi-weekly Every 14 days (7-day add-on) / Bi-weekly
News trading Allowed Allowed
Automated trading / EAs Restricted Allowed
Weekend holding Allowed —

Verdict

FundingPips offers a higher advertised profit split (100% vs 90%). FundingPips is cheaper to enter, with challenge fees from $29 compared to $39 at ThinkCapital. ThinkCapital supports more trading platforms (5 vs 4).

True Cost Calculator

See how much it truly costs to get funded at FundingPips, including multiple failed attempts.

Fee for $10K · Instant: $88 · Split: 95% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$176

2 attempts × $88 fee

Net Cost

$176

No fee refund on this plan

Break-Even

1.85%

Profit needed on $10K after 95% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FundingPips vs ThinkCapital — FAQs

Both FundingPips and ThinkCapital are legitimate prop trading firms, and the better choice depends on your priorities. FundingPips has a higher Trustpilot rating (4.5 vs 3.9). FundingPips offers a higher profit split (100% vs 90%).
FundingPips has the higher advertised profit split at up to 100%, compared to 90% at ThinkCapital.
FundingPips is cheaper to get funded, with challenge fees starting at $29 compared to $39 at ThinkCapital.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FundingPips account sizes: $5K, $10K, $25K, $50K, $100K, $200K. ThinkCapital account sizes: $2.5K, $5K, $10K, $25K, $50K, $100K, $200K.