Funding Traders vs Top One Trader: Prop Firm Comparison 2026

Compare Funding Traders (forex/CFD) and Top One Trader (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Funding Traders review →Top One Trader review →

	Funding Traders	Top One Trader
Trustpilot rating	4.5★ (3,303 reviews)	4.5★ (3,147 reviews)
Max profit split	80–100%	60–100%
Evaluation types	2 Steps, 1 Step, Instant	Instant, 2 Steps, 1 Step
Account sizes	$5K, $10K, $25K, $50K, $100K, $200K, $400K	$5K, $10K, $25K, $50K, $100K, $150K, $200K
Cheapest challenge fee	$39	$39 Pay-later option: $7 + $165 activation
Drawdown type	—	Trailing / Static
Platforms	MT5, TradeLocker	MT5, Match-Trader, TradeLocker
Payout frequency	Every 21 days (14-day add-on) / Every 14 days	Weekly available / Every 14 days
News trading	Restricted	Restricted
Automated trading / EAs	Allowed	Restricted
Weekend holding	—	Restricted

Verdict

Both firms advertise the same maximum profit split (100%). Both firms have similar entry fees, starting around $39. Top One Trader supports more trading platforms (3 vs 2).

True Cost Calculator

See how much it truly costs to get funded at Funding Traders, including multiple failed attempts.

Account Size

Challenge Type

Fee for $10K · Instant: $159 · Split: 90% to you

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$318

2 attempts × $159 fee

Net Cost

$318

No fee refund on this plan

Break-Even

3.53%

Profit needed on $10K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Funding Traders vs Top One Trader — FAQs

Both Funding Traders and Top One Trader are legitimate prop trading firms, and the better choice depends on your priorities. Both have a Trustpilot rating of 4.5.

Both Funding Traders and Top One Trader advertise the same maximum profit split of 100%.

Both firms have similar entry fees, starting around $39.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Funding Traders account sizes: $5K, $10K, $25K, $50K, $100K, $200K, $400K. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K.