FundedX vs Top One Trader: Prop Firm Comparison 2026

Compare FundedX (forex/CFD) and Top One Trader (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FundedX review →Top One Trader review →

	FundedX	Top One Trader
Trustpilot rating	1.5★ (33 reviews)	4.5★ (3,147 reviews)
Max profit split	80%	60–100%
Evaluation types	Instant, 1 Step, 2 Steps	Instant, 2 Steps, 1 Step
Account sizes	$5K, $10K, $25K, $50K, $100K, $200K, $400K, $800K	$5K, $10K, $25K, $50K, $100K, $150K, $200K
Cheapest challenge fee	$49	$39 Pay-later option: $7 + $165 activation
Drawdown type	—	Trailing / Static
Platforms	MT5, TradeLocker	MT5, Match-Trader, TradeLocker
Payout frequency	Bi-weekly / Every 14 days	Weekly available / Every 14 days
News trading	—	Restricted
Automated trading / EAs	Allowed	Restricted
Weekend holding	Restricted	Restricted

Verdict

Top One Trader offers a higher advertised profit split (100% vs 80%). Top One Trader is cheaper to enter, with challenge fees from $39 compared to $49 at FundedX. Top One Trader supports more trading platforms (3 vs 2).

True Cost Calculator

See how much it truly costs to get funded at FundedX, including multiple failed attempts.

Account Size

Challenge Type

Fee for $10K · Instant: $89 · Split: 95% to you

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$178

2 attempts × $89 fee

Net Cost

$178

No fee refund on this plan

Break-Even

1.87%

Profit needed on $10K after 95% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FundedX vs Top One Trader — FAQs

Both FundedX and Top One Trader are legitimate prop trading firms, and the better choice depends on your priorities. Top One Trader has a higher Trustpilot rating (4.5 vs 1.5). Top One Trader offers a higher profit split (100% vs 80%).

Top One Trader has the higher advertised profit split at up to 100%, compared to 80% at FundedX.

Top One Trader is cheaper to get funded, with challenge fees starting at $39 compared to $49 at FundedX.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FundedX account sizes: $5K, $10K, $25K, $50K, $100K, $200K, $400K, $800K. Top One Trader account sizes: $5K, $10K, $25K, $50K, $100K, $150K, $200K.