Instant Funding currently offers 46 challenge programs, with fees ranging from $25–$5499. Select a challenge type and account size below to compare profit targets, drawdown limits, payout frequency, and the full consistency rule — all sourced directly from Instant Funding's official documentation and updated weekly.
Challenge Details
Instant Funding Challenge: Instant
Challenge Fee
$44
Phase 1 Profit Target
–
Phase 2 Profit Target
NaN%
Max Daily Loss
None
Max Total Loss
10%
Profit Split
80%
Payout Frequency
14 days + weekly
Consistency Rule
None
How Instant Funding challenges work
A Instant Funding challenge is a paid evaluation phase where you trade simulated capital under Instant Funding's rules — profit targets, daily drawdown, max drawdown, and time limits. Pass the evaluation and you're moved to a funded account where you trade Instant Funding's actual capital and keep a percentage of profits as your payout. Most challenge fees are refunded with your first successful payout.
Instant Funding's evaluation structure (1-step, 2-step, or instant-funding) depends on which program you pick. Each challenge card above shows the exact steps, the profit target per phase, the time limit (if any), the daily and overall drawdown limits, and the profit split you'll earn once funded. We pull these values directly from Instant Funding's official rulebook and refresh them weekly.
Industry-wide pass rates on prop firm challenges sit around 10%. The traders who pass most consistently treat the challenge as a paid stress test of an already-profitable strategy — not as a way to learn one. If you're newer to trading, the Instant Funding matcher tool can help you find a challenge with rules that fit your style before paying for the evaluation.