Everything you need to know about the Instant Funding Two-Phase $200K challenge — fees, rules, drawdown limits, and the true cost to get funded.
Visit Instant FundingSee how much it truly costs to get funded at Instant Funding, including multiple failed attempts.
$89
80%
$10K
Drag to model your worst-case scenario
$178
2 attempts × $89 fee
$178
No fee refund on this plan
2.23%
Profit needed on $10K after 80% split
Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.
Rules change without notice and vary by account type. Confirm with the firm before you trade.
Hedging
Within one account only.
Martingale
Fully allowed on challenges and Micro programs.
Overnight Holding
Swaps apply (triple on Wednesday).
Expert Advisors & Bots
Public third-party EAs restricted. Only proprietary/personal
Copy Trading
Own accounts only
News Trading
Challenge: allowed · Funded: no trades within 4 min of red-folder news unless you buy the news add-on.
Scalping
Profitable trades held 60 seconds or less count as HFT.
Weekend Holding
Needs the Swing add-on on Instant Funding Pro/Lite/Clarity and on funded One-Phase Pro and Two-Phase.
Arbitrage
Latency and reverse arbitrage, gap trading, toxic flow.
Reverse Trading
Opposite positions across accounts or traders.
Gambling
One-sided bets, all-in stacking and account rolling.
Prohibited Conduct
Others trading your account, group copying, account churning, exploiting glitches.
From our firm record — not independently re-verified
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