PipFarm vs ThinkCapital: Prop Firm Comparison 2026

Compare PipFarm (forex/CFD) and ThinkCapital (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

PipFarm

PipFarm

ThinkCapital

ThinkCapital

Trustpilot rating 4.0★ (394 reviews) 3.9★ (623 reviews)
Max profit split 70–99% 80–90%
Evaluation types 1 Step, 2 Steps, Instant Instant, 3 Steps, 1 Step, 2 Steps
Account sizes $2.5K, $5K, $10K, $20K, $50K, $100K, $150K $2.5K, $5K, $10K, $25K, $50K, $100K, $200K
Cheapest challenge fee $25 $39
Drawdown type Static Trailing
Platforms cTrader ThinkTrader, TradingView
Payout frequency 30 days (14/7-day add-ons) Bi-weekly / Every 14 days (7-day add-on)
News trading Allowed Allowed
Automated trading / EAs Allowed Allowed

Verdict

PipFarm offers a higher advertised profit split (99% vs 90%). PipFarm is cheaper to enter, with challenge fees from $25 compared to $39 at ThinkCapital. ThinkCapital supports more trading platforms (2 vs 1).

True Cost Calculator

See how much it truly costs to get funded at PipFarm, including multiple failed attempts.

Fee for $5K · Instant: $100 · Split: 70% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$200

2 attempts × $100 fee

Net Cost

$200

No fee refund on this plan

Break-Even

5.71%

Profit needed on $5K after 70% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

PipFarm vs ThinkCapital — FAQs

Both PipFarm and ThinkCapital are legitimate prop trading firms, and the better choice depends on your priorities. PipFarm has a higher Trustpilot rating (4.0 vs 3.9). PipFarm offers a higher profit split (99% vs 90%).
PipFarm has the higher advertised profit split at up to 99%, compared to 90% at ThinkCapital.
PipFarm is cheaper to get funded, with challenge fees starting at $25 compared to $39 at ThinkCapital.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. PipFarm account sizes: $2.5K, $5K, $10K, $20K, $50K, $100K, $150K. ThinkCapital account sizes: $2.5K, $5K, $10K, $25K, $50K, $100K, $200K.