Moneta Funded vs PipFarm: Prop Firm Comparison 2026

Compare Moneta Funded (forex/CFD) and PipFarm (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Moneta Funded

Moneta Funded

 PipFarm

PipFarm
Trustpilot rating 4.5★ (130 reviews) 4.0★ (394 reviews)
Max profit split 88% 70–99%
Evaluation types Instant, 1 Step, 2 Steps 1 Step, 2 Steps, Instant
Account sizes $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K $2.5K, $5K, $10K, $20K, $50K, $100K, $150K
Cheapest challenge fee $33 $25
Drawdown type Trailing / Static Static
Platforms MT5, Match-Trader cTrader
Payout frequency Every 14 days / On demand, then every 14 days 30 days (14/7-day add-ons)
News trading Restricted Allowed
Automated trading / EAs Allowed Allowed
Weekend holding Allowed —

Verdict

PipFarm offers a higher advertised profit split (99% vs 88%). PipFarm is cheaper to enter, with challenge fees from $25 compared to $33 at Moneta Funded. Moneta Funded supports more trading platforms (2 vs 1).

True Cost Calculator

See how much it truly costs to get funded at Moneta Funded, including multiple failed attempts.

Fee for $5K · Instant: $55 · Split: 88% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$110

2 attempts × $55 fee

Net Cost

$110

No fee refund on this plan

Break-Even

2.50%

Profit needed on $5K after 88% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Moneta Funded vs PipFarm — FAQs

Both Moneta Funded and PipFarm are legitimate prop trading firms, and the better choice depends on your priorities. Moneta Funded has a higher Trustpilot rating (4.5 vs 4.0). PipFarm offers a higher profit split (99% vs 88%).
PipFarm has the higher advertised profit split at up to 99%, compared to 88% at Moneta Funded.
PipFarm is cheaper to get funded, with challenge fees starting at $25 compared to $33 at Moneta Funded.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Moneta Funded account sizes: $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K. PipFarm account sizes: $2.5K, $5K, $10K, $20K, $50K, $100K, $150K.