FTMO vs Moneta Funded: Prop Firm Comparison 2026

Compare FTMO (forex/CFD) and Moneta Funded (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FTMO

FTMO

Moneta Funded

Moneta Funded

Trustpilot rating 4.8★ (53,143 reviews) 4.5★ (266 reviews)
Max profit split 90% 88%
Evaluation types Instant, 1 Step, 2 Steps 1 Step, Instant, 2 Steps
Account sizes $5K, $10K, $25K, $50K, $100K, $200K $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $200K
Cheapest challenge fee €79 $33
Drawdown type Intraday trailing / EOD trailing / Static Static (locks at initial balance on payout) / Trailing (locks at initial balance on payout) / Static / Trailing
Platforms MT4, MT5, cTrader, TradingView MT5, Match-Trader
Payout frequency 14 days from first trading day Daily / Every 14 days / On demand, then every 14 days
News trading Allowed Restricted
Automated trading / EAs Allowed Restricted
Weekend holding Allowed Allowed

Verdict

FTMO offers a higher advertised profit split (90% vs 88%). Moneta Funded is cheaper to enter, with challenge fees from $33 compared to €79 at FTMO. FTMO supports more trading platforms (4 vs 2).

True Cost Calculator

See how much it truly costs to get funded at FTMO, including multiple failed attempts.

Fee

€339

Split to you

90%

Account

$10K

How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

€678

2 attempts × €339 fee

Net Cost

€678

No fee refund on this plan

Break-Even

7.53%

Profit needed on $10K after 90% split

Fees shown in EUR. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FTMO vs Moneta Funded — FAQs

Both FTMO and Moneta Funded are legitimate prop trading firms, and the better choice depends on your priorities. FTMO has a higher Trustpilot rating (4.8 vs 4.5). FTMO offers a higher profit split (90% vs 88%).
FTMO has the higher advertised profit split at up to 90%, compared to 88% at Moneta Funded.
Moneta Funded is cheaper to get funded, with challenge fees starting at $33 compared to €79 at FTMO.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FTMO account sizes: $5K, $10K, $25K, $50K, $100K, $200K. Moneta Funded account sizes: $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $200K.