MENT Funding Futures vs Topstep: Prop Firm Comparison 2026

Compare MENT Funding Futures (futures) and Topstep (futures) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

MENT Funding Futures

MENT Funding Futures

 Topstep

Topstep
Trustpilot rating 4.7★ (233 reviews) 3.6★ (14,862 reviews)
Max profit split 75% 90%
Evaluation types 1 Step 1 Step
Account sizes $25K, $50K, $100K, $200K, $400K $50K, $100K, $150K
Cheapest challenge fee $250 $198
Pay-later option: $49/month + $149 activation (or $95/month, no activation fee)
Drawdown type Static EOD trailing
Platforms R Trader Pro, DXtrade Futures TopstepX
Payout frequency Monthly (first after target and consistency are met) Every 5 winning days ($150+)
News trading Allowed Restricted
Automated trading / EAs Allowed Restricted
Weekend holding Not allowed Not allowed

Verdict

Topstep offers a higher advertised profit split (90% vs 75%). Topstep is cheaper to enter, with challenge fees from $198 compared to $250 at MENT Funding Futures. MENT Funding Futures supports more trading platforms (2 vs 1).

True Cost Calculator

See how much it truly costs to get funded at MENT Funding Futures, including multiple failed attempts.

Fee

$450

Split to you

75%

Account

$50K

How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$900

2 attempts × $450 fee

Net Cost

$900

No fee refund on this plan

Break-Even

2.40%

Profit needed on $50K after 75% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

MENT Funding Futures vs Topstep — FAQs

Both MENT Funding Futures and Topstep are legitimate prop trading firms, and the better choice depends on your priorities. MENT Funding Futures has a higher Trustpilot rating (4.7 vs 3.6). Topstep offers a higher profit split (90% vs 75%).
Topstep has the higher advertised profit split at up to 90%, compared to 75% at MENT Funding Futures.
Topstep is cheaper to get funded, with challenge fees starting at $198 compared to $250 at MENT Funding Futures.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. MENT Funding Futures account sizes: $25K, $50K, $100K, $200K, $400K. Topstep account sizes: $50K, $100K, $150K.