Instant Funding vs TX3 Funding: Prop Firm Comparison 2026

Compare Instant Funding (forex/CFD) and TX3 Funding (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Instant Funding

Instant Funding

 TX3 Funding

TX3 Funding
Trustpilot rating 3.1★ (4,683 reviews) 3.2★ (4,313 reviews)
Max profit split 80% 85%
Evaluation types Instant, 2 Steps, 1 Step 1-step, 2-step, instant
Account sizes $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K 5000, 10000, 25000, 50000, 100000, 200000
Cheapest challenge fee $25 —
Drawdown type Static / Trailing —
Platforms MT5, cTrader, Match-Trader MatchTrader, MT5, A-Trader
Payout frequency After the 24-hour window / On-demand / Every 7 days / 14 days, then weekly / Every 14 days / On-demand, then every 7 days 1 Phase pays 3 days after first trade then every 3 days (min $100)
News trading Restricted Restricted
Automated trading / EAs Restricted Not allowed
Weekend holding Allowed Restricted

Verdict

TX3 Funding offers a higher advertised profit split (85% vs 80%). Instant Funding challenge fees start at $25. Both firms support 3 trading platforms.

True Cost Calculator

See how much it truly costs to get funded at Instant Funding, including multiple failed attempts.

Fee for $1.25K · Instant: $25 · Split: 90% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$50

2 attempts × $25 fee

Net Cost

$50

No fee refund on this plan

Break-Even

4.44%

Profit needed on $1.25K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Instant Funding vs TX3 Funding — FAQs

Both Instant Funding and TX3 Funding are legitimate prop trading firms, and the better choice depends on your priorities. TX3 Funding has a higher Trustpilot rating (3.2 vs 3.1). TX3 Funding offers a higher profit split (85% vs 80%).
TX3 Funding has the higher advertised profit split at up to 85%, compared to 80% at Instant Funding.
Instant Funding challenge fees start at $25. Pricing data for TX3 Funding is not available.
Both firms can be used by beginners, though the right choice depends on your experience level. Instant Funding offers a 1-step evaluation which can be simpler for new traders. Instant Funding account sizes: $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K. TX3 Funding account sizes: 5000, 10000, 25000, 50000, 100000, 200000.