FXIFY vs Instant Funding: Prop Firm Comparison 2026

Compare FXIFY (forex/CFD) and Instant Funding (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FXIFY

FXIFY

 Instant Funding

Instant Funding
Trustpilot rating 4.5★ (6,056 reviews) 3.1★ (4,683 reviews)
Max profit split 90% 80%
Evaluation types 2 Steps, 1 Step, 3 Steps, Instant Instant, 1 Step, 2 Steps
Account sizes $1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $75K, $100K, $150K, $200K, $250K, $400K $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K
Cheapest challenge fee $19 $25
Drawdown type Static / Trailing Static / Trailing
Platforms MT4, MT5, DX Trade, Tradingview MT5, cTrader, Match-Trader
Payout frequency Every 10 days / 14 or 30 days After the 24-hour window / On-demand / Every 7 days / 14 days, then weekly / On-demand, then every 7 days / Every 14 days
News trading Restricted Restricted
Automated trading / EAs Restricted Restricted
Weekend holding Allowed Allowed

Verdict

FXIFY offers a higher advertised profit split (90% vs 80%). FXIFY is cheaper to enter, with challenge fees from $19 compared to $25 at Instant Funding. FXIFY supports more trading platforms (4 vs 3).

True Cost Calculator

See how much it truly costs to get funded at FXIFY, including multiple failed attempts.

Fee for $2.5K · Instant: $119 · Split: 90% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$238

2 attempts × $119 fee

Net Cost

$238

No fee refund on this plan

Break-Even

10.58%

Profit needed on $2.5K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FXIFY vs Instant Funding — FAQs

Both FXIFY and Instant Funding are legitimate prop trading firms, and the better choice depends on your priorities. FXIFY has a higher Trustpilot rating (4.5 vs 3.1). FXIFY offers a higher profit split (90% vs 80%).
FXIFY has the higher advertised profit split at up to 90%, compared to 80% at Instant Funding.
FXIFY is cheaper to get funded, with challenge fees starting at $19 compared to $25 at Instant Funding.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FXIFY account sizes: $1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $75K, $100K, $150K, $200K, $250K, $400K. Instant Funding account sizes: $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K.