FXIFY vs Instant Funding: Prop Firm Comparison 2026

Compare FXIFY (forex/CFD) and Instant Funding (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FXIFY review →Instant Funding review →

	FXIFY	Instant Funding
Trustpilot rating	4.5★ (6,056 reviews)	3.1★ (4,683 reviews)
Max profit split	90%	80%
Evaluation types	Instant, 1 Step, 3 Steps, 2 Steps	2 Steps, 1 Step, Instant
Account sizes	$1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $75K, $100K, $150K, $200K, $250K, $400K	$625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K
Cheapest challenge fee	$19	$25
Drawdown type	Trailing / Static	Static / Trailing
Platforms	MT4, MT5, DXtrade, TradingView	MT5, cTrader, Match-Trader
Payout frequency	14 or 30 days / Every 10 days	On-demand / Every 7 days / After the 24-hour window / 14 days, then weekly / Every 14 days / On-demand, then every 7 days
News trading	Restricted	Restricted
Automated trading / EAs	Restricted	Restricted
Weekend holding	Allowed	Allowed

Verdict

FXIFY offers a higher advertised profit split (90% vs 80%). FXIFY is cheaper to enter, with challenge fees from $19 compared to $25 at Instant Funding. FXIFY supports more trading platforms (4 vs 3).

True Cost Calculator

See how much it truly costs to get funded at FXIFY, including multiple failed attempts.

Account Size

Challenge Type

Fee

$19

Split to you

90%

Account

$2.5K

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$38

2 attempts × $19 fee

Net Cost

$38

No fee refund on this plan

Break-Even

1.69%

Profit needed on $2.5K after 90% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FXIFY vs Instant Funding — FAQs

Both FXIFY and Instant Funding are legitimate prop trading firms, and the better choice depends on your priorities. FXIFY has a higher Trustpilot rating (4.5 vs 3.1). FXIFY offers a higher profit split (90% vs 80%).

FXIFY has the higher advertised profit split at up to 90%, compared to 80% at Instant Funding.

FXIFY is cheaper to get funded, with challenge fees starting at $19 compared to $25 at Instant Funding.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FXIFY account sizes: $1K, $2.5K, $5K, $10K, $15K, $25K, $50K, $75K, $100K, $150K, $200K, $250K, $400K. Instant Funding account sizes: $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K.