Hantec Trader vs Instant Funding: Prop Firm Comparison 2026

Compare Hantec Trader (forex/CFD) and Instant Funding (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Hantec Trader

Hantec Trader

 Instant Funding

Instant Funding
Trustpilot rating 4.5★ (711 reviews) 3.1★ (4,683 reviews)
Max profit split 80–95% 80%
Evaluation types 2 Steps, 3 Steps, Instant, 1 Step Instant, 2 Steps, 1 Step
Account sizes $1K, $2K, $5K, $10K, $25K, $50K, $100K, $200K $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K
Cheapest challenge fee $13 $25
Drawdown type Static / Trailing Static / Trailing
Platforms MT4, MT5 MT5, cTrader, Match-Trader
Payout frequency Every 14 days / After 24-hour window After the 24-hour window / On-demand / Every 7 days / 14 days, then weekly / Every 14 days / On-demand, then every 7 days
News trading Restricted Restricted
Automated trading / EAs Restricted Restricted
Weekend holding Allowed Allowed

Verdict

Hantec Trader offers a higher advertised profit split (95% vs 80%). Hantec Trader is cheaper to enter, with challenge fees from $13 compared to $25 at Instant Funding. Instant Funding supports more trading platforms (3 vs 2).

True Cost Calculator

See how much it truly costs to get funded at Hantec Trader, including multiple failed attempts.

Fee for $2K · Instant: $13 · Split: 95% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$26

2 attempts × $13 fee

Net Cost

$26

No fee refund on this plan

Break-Even

1.37%

Profit needed on $2K after 95% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Hantec Trader vs Instant Funding — FAQs

Both Hantec Trader and Instant Funding are legitimate prop trading firms, and the better choice depends on your priorities. Hantec Trader has a higher Trustpilot rating (4.5 vs 3.1). Hantec Trader offers a higher profit split (95% vs 80%).
Hantec Trader has the higher advertised profit split at up to 95%, compared to 80% at Instant Funding.
Hantec Trader is cheaper to get funded, with challenge fees starting at $13 compared to $25 at Instant Funding.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Hantec Trader account sizes: $1K, $2K, $5K, $10K, $25K, $50K, $100K, $200K. Instant Funding account sizes: $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K.