FXIFY Futures vs Topstep: Prop Firm Comparison 2026

Compare FXIFY Futures (futures) and Topstep (futures) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

FXIFY Futures

FXIFY Futures

 Topstep

Topstep
Trustpilot rating 3.7★ (38 reviews) 3.5★ (14,360 reviews)
Max profit split Up to 100% 90%
Evaluation types 1 Step, Instant 1 Step
Account sizes $15K, $30K, $50K, $60K, $80K, $100K, $150K $50K, $100K, $150K
Cheapest challenge fee $89 $49
Drawdown type EOD trailing (locks at initial balance) / Static (4%) EOD trailing
Platforms NinjaTrader, Tradovate, TradingView TopstepX
Payout frequency Bi-weekly (first after 14 days) / Bi-weekly Every 5 winning days ($200+)

Verdict

FXIFY Futures offers a higher advertised profit split (100% vs 90%). Topstep is cheaper to enter, with challenge fees from $49 compared to $89 at FXIFY Futures. FXIFY Futures supports more trading platforms (3 vs 1).

True Cost Calculator

See how much it truly costs to get funded at FXIFY Futures, including multiple failed attempts.

Fee for $30K · Instant: $399 · Split: 90% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$798

2 attempts × $399 fee

Net Cost

$798

No fee refund on this plan

Break-Even

2.96%

Profit needed on $30K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

FXIFY Futures vs Topstep — FAQs

Both FXIFY Futures and Topstep are legitimate prop trading firms, and the better choice depends on your priorities. FXIFY Futures has a higher Trustpilot rating (3.7 vs 3.5). FXIFY Futures offers a higher profit split (100% vs 90%).
FXIFY Futures has the higher advertised profit split at up to 100%, compared to 90% at Topstep.
Topstep is cheaper to get funded, with challenge fees starting at $49 compared to $89 at FXIFY Futures.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. FXIFY Futures account sizes: $15K, $30K, $50K, $60K, $80K, $100K, $150K. Topstep account sizes: $50K, $100K, $150K.