Funded Trading Plus vs Instant Funding: Prop Firm Comparison 2026

Compare Funded Trading Plus (forex/CFD) and Instant Funding (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Funded Trading Plus

Funded Trading Plus

 Instant Funding

Instant Funding
Trustpilot rating 4.7★ (2,660 reviews) 3.1★ (4,683 reviews)
Max profit split 80% 80%
Evaluation types Instant, 1 Step, 2 Steps Instant, 2 Steps, 1 Step
Account sizes $5K, $10K, $25K, $50K, $100K, $200K $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K
Cheapest challenge fee $89 $25
Drawdown type Trailing / Static Static / Trailing
Platforms MT5, cTrader, DXtrade, Match-Trader MT5, cTrader, Match-Trader
Payout frequency Day 0, then every 7 days / Every 10 days After the 24-hour window / On-demand / Every 7 days / 14 days, then weekly / Every 14 days / On-demand, then every 7 days
News trading Allowed Restricted
Automated trading / EAs Restricted Restricted
Weekend holding Restricted Allowed

Verdict

Both firms advertise the same maximum profit split (80%). Instant Funding is cheaper to enter, with challenge fees from $25 compared to $89 at Funded Trading Plus. Funded Trading Plus supports more trading platforms (4 vs 3).

True Cost Calculator

See how much it truly costs to get funded at Funded Trading Plus, including multiple failed attempts.

Fee for $10K · Instant: $429 · Split: 80% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$858

2 attempts × $429 fee

Net Cost

$858

No fee refund on this plan

Break-Even

10.72%

Profit needed on $10K after 80% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Funded Trading Plus vs Instant Funding — FAQs

Both Funded Trading Plus and Instant Funding are legitimate prop trading firms, and the better choice depends on your priorities. Funded Trading Plus has a higher Trustpilot rating (4.7 vs 3.1).
Both Funded Trading Plus and Instant Funding advertise the same maximum profit split of 80%.
Instant Funding is cheaper to get funded, with challenge fees starting at $25 compared to $89 at Funded Trading Plus.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Funded Trading Plus account sizes: $5K, $10K, $25K, $50K, $100K, $200K. Instant Funding account sizes: $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K.