Funded Futures Family vs Topstep: Prop Firm Comparison 2026

Compare Funded Futures Family (futures) and Topstep (futures) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Funded Futures Family

Funded Futures Family

 Topstep

Topstep
Trustpilot rating 4.6★ (2,918 reviews) 3.5★ (14,360 reviews)
Max profit split 90% 90%
Evaluation types 1 Step, Instant 1 Step
Account sizes $25K, $50K, $100K, $150K $50K, $100K, $150K
Cheapest challenge fee $79 $49
Drawdown type Intraday trailing / End of day EOD trailing
Platforms NinjaTrader, TradingView, Tradovate, WealthCharts TopstepX
Payout frequency All Sim Funded accounts pay a 90/10 profit split Every 5 winning days ($200+)

Verdict

Both firms advertise the same maximum profit split (90%). Topstep is cheaper to enter, with challenge fees from $49 compared to $79 at Funded Futures Family. Funded Futures Family supports more trading platforms (4 vs 1).

True Cost Calculator

See how much it truly costs to get funded at Funded Futures Family, including multiple failed attempts.

Fee

$469

Split to you

80%

Account

$50K

How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$938

2 attempts × $469 fee

Net Cost

$938

No fee refund on this plan

Break-Even

2.34%

Profit needed on $50K after 80% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Funded Futures Family vs Topstep — FAQs

Both Funded Futures Family and Topstep are legitimate prop trading firms, and the better choice depends on your priorities. Funded Futures Family has a higher Trustpilot rating (4.6 vs 3.5).
Both Funded Futures Family and Topstep advertise the same maximum profit split of 90%.
Topstep is cheaper to get funded, with challenge fees starting at $49 compared to $79 at Funded Futures Family.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Funded Futures Family account sizes: $25K, $50K, $100K, $150K. Topstep account sizes: $50K, $100K, $150K.