Eightcap Challenges vs Instant Funding: Prop Firm Comparison 2026

Compare Eightcap Challenges (forex/CFD) and Instant Funding (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Eightcap Challenges review →Instant Funding review →

	Eightcap Challenges	Instant Funding
Trustpilot rating	4.1★ (3,854 reviews)	3.1★ (4,683 reviews)
Max profit split	80%	80%
Evaluation types	1-step, 2-step	Instant, 2 Steps, 1 Step
Account sizes	5000, 10000, 25000, 50000, 100000, 200000	$625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K
Cheapest challenge fee	—	$25
Drawdown type	—	Static / Trailing
Platforms	MetaTrader 5, MetaTrader 4, TradeLocker, TradingView	MT5, cTrader, Match-Trader
Payout frequency	14-day wait between payouts, reducible to 7 with a paid add-on	After the 24-hour window / On-demand / Every 7 days / 14 days, then weekly / Every 14 days / On-demand, then every 7 days
News trading	Restricted	Restricted
Automated trading / EAs	Allowed	Restricted
Weekend holding	Allowed	Allowed

Verdict

Both firms advertise the same maximum profit split (80%). Instant Funding challenge fees start at $25. Eightcap Challenges supports more trading platforms (4 vs 3).

Eightcap Challenges vs Instant Funding — FAQs

Both Eightcap Challenges and Instant Funding are legitimate prop trading firms, and the better choice depends on your priorities. Eightcap Challenges has a higher Trustpilot rating (4.1 vs 3.1).

Both Eightcap Challenges and Instant Funding advertise the same maximum profit split of 80%.

Instant Funding challenge fees start at $25. Pricing data for Eightcap Challenges is not available.

Both firms can be used by beginners, though the right choice depends on your experience level. Instant Funding offers a 1-step evaluation which can be simpler for new traders. Eightcap Challenges account sizes: 5000, 10000, 25000, 50000, 100000, 200000. Instant Funding account sizes: $625, $1.25K, $2K, $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K, $120K, $200K, $300K.