BEM Funding vs ThinkCapital: Prop Firm Comparison 2026

Compare BEM Funding (forex/CFD) and ThinkCapital (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

BEM Funding

BEM Funding

ThinkCapital

ThinkCapital

Trustpilot rating 4.2★ (219 reviews) 3.9★ (623 reviews)
Max profit split 80–90% 80–90%
Evaluation types 2 Steps, 1 Step Instant, 3 Steps, 1 Step, 2 Steps
Account sizes $5K, $10K, $25K, $50K, $100K $2.5K, $5K, $10K, $25K, $50K, $100K, $200K
Cheapest challenge fee $39 $39
Drawdown type Static / Trailing Trailing
Platforms DXtrade, cTrader, MT5 ThinkTrader, TradingView
Payout frequency Weekly Bi-weekly / Every 14 days (7-day add-on)
News trading Allowed
Automated trading / EAs Allowed

Verdict

Both firms advertise the same maximum profit split (90%). Both firms have similar entry fees, starting around $39. BEM Funding supports more trading platforms (3 vs 2).

True Cost Calculator

See how much it truly costs to get funded at BEM Funding, including multiple failed attempts.

Fee for $10K · 1 Step: $89 · Split: 80% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$178

2 attempts × $89 fee

Net Cost

$178

No fee refund on this plan

Break-Even

2.23%

Profit needed on $10K after 80% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

BEM Funding vs ThinkCapital — FAQs

Both BEM Funding and ThinkCapital are legitimate prop trading firms, and the better choice depends on your priorities. BEM Funding has a higher Trustpilot rating (4.2 vs 3.9).
Both BEM Funding and ThinkCapital advertise the same maximum profit split of 90%.
Both firms have similar entry fees, starting around $39.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. BEM Funding account sizes: $5K, $10K, $25K, $50K, $100K. ThinkCapital account sizes: $2.5K, $5K, $10K, $25K, $50K, $100K, $200K.