BEM Funding vs Moneta Funded: Prop Firm Comparison 2026

Compare BEM Funding (forex/CFD) and Moneta Funded (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

BEM Funding

BEM Funding

 Moneta Funded

Moneta Funded
Trustpilot rating 4.2★ (219 reviews) 4.5★ (130 reviews)
Max profit split 80–90% 88%
Evaluation types 2 Steps, 1 Step Instant, 1 Step, 2 Steps
Account sizes $5K, $10K, $25K, $50K, $100K $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K
Cheapest challenge fee $39 $33
Drawdown type Static / Trailing Trailing / Static
Platforms DXtrade, cTrader, MT5 MT5, Match-Trader
Payout frequency Weekly Every 14 days / On demand, then every 14 days
News trading — Restricted
Automated trading / EAs — Allowed
Weekend holding — Allowed

Verdict

BEM Funding offers a higher advertised profit split (90% vs 88%). Moneta Funded is cheaper to enter, with challenge fees from $33 compared to $39 at BEM Funding. BEM Funding supports more trading platforms (3 vs 2).

True Cost Calculator

See how much it truly costs to get funded at BEM Funding, including multiple failed attempts.

Fee for $10K · 1 Step: $89 · Split: 80% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$178

2 attempts × $89 fee

Net Cost

$178

No fee refund on this plan

Break-Even

2.23%

Profit needed on $10K after 80% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

BEM Funding vs Moneta Funded — FAQs

Both BEM Funding and Moneta Funded are legitimate prop trading firms, and the better choice depends on your priorities. Moneta Funded has a higher Trustpilot rating (4.5 vs 4.2). BEM Funding offers a higher profit split (90% vs 88%).
BEM Funding has the higher advertised profit split at up to 90%, compared to 88% at Moneta Funded.
Moneta Funded is cheaper to get funded, with challenge fees starting at $33 compared to $39 at BEM Funding.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. BEM Funding account sizes: $5K, $10K, $25K, $50K, $100K. Moneta Funded account sizes: $2.5K, $5K, $10K, $20K, $25K, $40K, $50K, $80K, $100K.