Fintokei vs ThinkCapital: Prop Firm Comparison 2026

Compare Fintokei (forex/CFD) and ThinkCapital (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Fintokei review →ThinkCapital review →

	Fintokei	ThinkCapital
Trustpilot rating	4.5★ (1,192 reviews)	3.9★ (623 reviews)
Max profit split	80%	80–90%
Evaluation types	1 Step, 2 Steps, 3 Steps	Instant, 3 Steps, 1 Step, 2 Steps
Account sizes	$5K, $10K, $20K, $50K, $100K, $200K, $400K	$2.5K, $5K, $10K, $25K, $50K, $100K, $200K
Cheapest challenge fee	$44	$39
Drawdown type	Static	Trailing
Platforms	MT5, cTrader, TradingView	ThinkTrader, TradingView
Payout frequency	Bi-weekly	Bi-weekly / Every 14 days (7-day add-on)
News trading	Allowed	Allowed
Automated trading / EAs	Restricted	Allowed
Weekend holding	Allowed	—

Verdict

ThinkCapital offers a higher advertised profit split (90% vs 80%). ThinkCapital is cheaper to enter, with challenge fees from $39 compared to $44 at Fintokei. Fintokei supports more trading platforms (3 vs 2).

True Cost Calculator

See how much it truly costs to get funded at Fintokei, including multiple failed attempts.

Account Size

Challenge Type

Fee for $10K · 1 Step: $119 · Split: 100% to you

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$238

2 attempts × $119 fee

Net Cost

$238

No fee refund on this plan

Break-Even

2.38%

Profit needed on $10K after 100% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Fintokei vs ThinkCapital — FAQs

Both Fintokei and ThinkCapital are legitimate prop trading firms, and the better choice depends on your priorities. Fintokei has a higher Trustpilot rating (4.5 vs 3.9). ThinkCapital offers a higher profit split (90% vs 80%).

ThinkCapital has the higher advertised profit split at up to 90%, compared to 80% at Fintokei.

ThinkCapital is cheaper to get funded, with challenge fees starting at $39 compared to $44 at Fintokei.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Fintokei account sizes: $5K, $10K, $20K, $50K, $100K, $200K, $400K. ThinkCapital account sizes: $2.5K, $5K, $10K, $25K, $50K, $100K, $200K.