Finotive Funding vs PipFarm: Prop Firm Comparison 2026

Compare Finotive Funding (forex/CFD) and PipFarm (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Finotive Funding

Finotive Funding

 PipFarm

PipFarm
Trustpilot rating 3.5★ (963 reviews) 4.0★ (394 reviews)
Max profit split 90% 70–99%
Evaluation types 2 Steps, Instant, 1 Step 1 Step, 2 Steps, Instant
Account sizes $2.5K, $5K, $10K, $25K, $50K, $100K, $200K $2.5K, $5K, $10K, $20K, $50K, $100K, $150K
Cheapest challenge fee $45 $25
Drawdown type Static Static
Platforms Match-Trader, MT5 cTrader
Payout frequency Weekly / Every 14 days 30 days (14/7-day add-ons)
News trading — Allowed
Automated trading / EAs Allowed Allowed

Verdict

PipFarm offers a higher advertised profit split (99% vs 90%). PipFarm is cheaper to enter, with challenge fees from $25 compared to $45 at Finotive Funding. Finotive Funding supports more trading platforms (2 vs 1).

True Cost Calculator

See how much it truly costs to get funded at Finotive Funding, including multiple failed attempts.

Fee for $5K · Instant: $95 · Split: 70% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$190

2 attempts × $95 fee

Net Cost

$190

No fee refund on this plan

Break-Even

5.43%

Profit needed on $5K after 70% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Finotive Funding vs PipFarm — FAQs

Both Finotive Funding and PipFarm are legitimate prop trading firms, and the better choice depends on your priorities. PipFarm has a higher Trustpilot rating (4.0 vs 3.5). PipFarm offers a higher profit split (99% vs 90%).
PipFarm has the higher advertised profit split at up to 99%, compared to 90% at Finotive Funding.
PipFarm is cheaper to get funded, with challenge fees starting at $25 compared to $45 at Finotive Funding.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Finotive Funding account sizes: $2.5K, $5K, $10K, $25K, $50K, $100K, $200K. PipFarm account sizes: $2.5K, $5K, $10K, $20K, $50K, $100K, $150K.