BEM Funding vs Finotive Funding: Prop Firm Comparison 2026

Compare BEM Funding (forex/CFD) and Finotive Funding (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

BEM Funding review →Finotive Funding review →

	BEM Funding	Finotive Funding
Trustpilot rating	4.2★ (219 reviews)	3.5★ (963 reviews)
Max profit split	80–90%	90%
Evaluation types	2 Steps, 1 Step	2 Steps, Instant, 1 Step
Account sizes	$5K, $10K, $25K, $50K, $100K	$2.5K, $5K, $10K, $25K, $50K, $100K, $200K
Cheapest challenge fee	$39	$45
Drawdown type	Static / Trailing	Static
Platforms	DXtrade, cTrader, MT5	Match-Trader, MT5
Payout frequency	Weekly	Weekly / Every 14 days
Automated trading / EAs	—	Allowed

Verdict

Both firms advertise the same maximum profit split (90%). BEM Funding is cheaper to enter, with challenge fees from $39 compared to $45 at Finotive Funding. BEM Funding supports more trading platforms (3 vs 2).

True Cost Calculator

See how much it truly costs to get funded at BEM Funding, including multiple failed attempts.

Account Size

Challenge Type

Fee for $10K · 1 Step: $89 · Split: 80% to you

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$178

2 attempts × $89 fee

Net Cost

$178

No fee refund on this plan

Break-Even

2.23%

Profit needed on $10K after 80% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

BEM Funding vs Finotive Funding — FAQs

Both BEM Funding and Finotive Funding are legitimate prop trading firms, and the better choice depends on your priorities. BEM Funding has a higher Trustpilot rating (4.2 vs 3.5).

Both BEM Funding and Finotive Funding advertise the same maximum profit split of 90%.

BEM Funding is cheaper to get funded, with challenge fees starting at $39 compared to $45 at Finotive Funding.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. BEM Funding account sizes: $5K, $10K, $25K, $50K, $100K. Finotive Funding account sizes: $2.5K, $5K, $10K, $25K, $50K, $100K, $200K.