AIFO vs FTMO: Prop Firm Comparison 2026

Compare AIFO (forex/CFD) and FTMO (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

AIFO review →FTMO review →

	AIFO	FTMO
Trustpilot rating	—	4.8★ (53,143 reviews)
Max profit split	80%	90%
Evaluation types	Instant, 1 Step, 2 Steps	Instant, 1 Step, 2 Steps
Account sizes	$5K, $10K, $25K, $50K, $100K, $200K	$5K, $10K, $25K, $50K, $100K, $200K
Cheapest challenge fee	$69	€79
Drawdown type	Static / Trailing	Intraday trailing / EOD trailing / Static
Platforms	MT5	MT4, MT5, cTrader, TradingView
Payout frequency	One-time payout / On-demand / Every 14 days	14 days from first trading day
News trading	Restricted	Allowed
Automated trading / EAs	Restricted	Allowed
Weekend holding	Allowed	Allowed

Verdict

FTMO offers a higher advertised profit split (90% vs 80%). AIFO is cheaper to enter, with challenge fees from $69 compared to €79 at FTMO. FTMO supports more trading platforms (4 vs 1).

True Cost Calculator

See how much it truly costs to get funded at AIFO, including multiple failed attempts.

Account Size

Challenge Type

Fee

$129

Split to you

70%

Account

$10K

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$258

2 attempts × $129 fee

Net Cost

$258

No fee refund on this plan

Break-Even

3.69%

Profit needed on $10K after 70% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

AIFO vs FTMO — FAQs

Both AIFO and FTMO are legitimate prop trading firms, and the better choice depends on your priorities. FTMO offers a higher profit split (90% vs 80%).

FTMO has the higher advertised profit split at up to 90%, compared to 80% at AIFO.

AIFO is cheaper to get funded, with challenge fees starting at $69 compared to €79 at FTMO.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. AIFO account sizes: $5K, $10K, $25K, $50K, $100K, $200K. FTMO account sizes: $5K, $10K, $25K, $50K, $100K, $200K.