AIFO vs FundingPips: Prop Firm Comparison 2026

Compare AIFO (forex/CFD) and FundingPips (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

AIFO review →FundingPips review →

	AIFO	FundingPips
Trustpilot rating	—	4.5★ (61,136 reviews)
Max profit split	80%	60–100%
Evaluation types	2 Steps, 1 Step, Instant	2 Steps, 1 Step, Instant
Account sizes	$5K, $10K, $25K, $50K, $100K, $200K	$5K, $10K, $25K, $50K, $100K, $200K
Cheapest challenge fee	$69	$29
Drawdown type	Static / Trailing	Static / Trailing
Platforms	MT5	MT5, cTrader, Match-Trader, TradeLocker
Payout frequency	Every 14 days / On-demand	Bi-weekly / Configurable (weekly / bi-weekly / monthly / on-demand) / Weekly
News trading	Allowed	Allowed
Automated trading / EAs	—	Restricted
Weekend holding	Allowed	Allowed

Verdict

FundingPips offers a higher advertised profit split (100% vs 80%). FundingPips is cheaper to enter, with challenge fees from $29 compared to $69 at AIFO. FundingPips supports more trading platforms (4 vs 1).

True Cost Calculator

See how much it truly costs to get funded at AIFO, including multiple failed attempts.

Account Size

Challenge Type

Fee

$129

Split to you

70%

Account

$10K

How many attempts?

Drag to model your worst-case scenario

2attempts

1Best

5Worst

Total Spent

$258

2 attempts × $129 fee

Net Cost

$258

No fee refund on this plan

Break-Even

3.69%

Profit needed on $10K after 70% split

Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

AIFO vs FundingPips — FAQs

Both AIFO and FundingPips are legitimate prop trading firms, and the better choice depends on your priorities. FundingPips offers a higher profit split (100% vs 80%).

FundingPips has the higher advertised profit split at up to 100%, compared to 80% at AIFO.

FundingPips is cheaper to get funded, with challenge fees starting at $29 compared to $69 at AIFO.

Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. AIFO account sizes: $5K, $10K, $25K, $50K, $100K, $200K. FundingPips account sizes: $5K, $10K, $25K, $50K, $100K, $200K.