FTMO currently offers 15 challenge programs, with fees ranging from €79–€2999. Select a challenge type and account size below to compare profit targets, drawdown limits, payout frequency, and the full consistency rule — all sourced directly from FTMO's official documentation and kept up to date.

Challenge Details

FTMO Challenge: Instant

Program: Instant

Challenge Fee

€169

Profit Target

None (no evaluation)

Max Daily Loss

3%

Max Total Loss

10% (intraday trailing)

Profit Split

90%

Payout Frequency

14 days from first trading day

Consistency Rule

Best day ≤30%

Trading Rules

Rules change without notice and vary by account type. Confirm with the firm before you trade.

ALLOWED

Expert Advisors (EAs)

Allowed. Max 2,000 server requests per day.

News Trading

Allowed in evaluation on all accounts and on Swing accounts.

Except 1-Step Standard, 2-Step Standard, Instant (funded): Restricted — No trades within 2 minutes before or after selected news.

Scalping

Allowed; only ultra-high-speed tools and EA server overload are banned.

Weekend Holding

Allowed in evaluation on all accounts and on Swing accounts.

Except 1-Step Standard, 2-Step Standard, Instant (funded): Not allowed — Close positions before the weekend.

Overnight Holding

Allowed in evaluation on all accounts and on Swing accounts.

Except 1-Step Standard, 2-Step Standard, Instant (funded): Not allowed — Close positions before rollovers longer than 2 hours.

RESTRICTED

Copy Trading

You must trade your own accounts. Third-party trading or account management is prohibited.

Hedging

Allowed within one account. Opposite positions across accounts, or hedging to spread profit across days, is prohibited.

NOT ALLOWED

Cross-Account Hedging

Opposite positions across accounts or with other traders is prohibited.

Gambling-Style Trading

Overleveraging, overexposure, one-sided bets and account rolling are prohibited.

Exploiting Errors & Gap Trading

Exploiting price errors or delays, and opening trades just before major news or market close, are prohibited.

Not published by the firm: HFT.

From our firm record — not independently re-verified

How FTMO challenges work

A FTMO challenge is a paid evaluation phase where you trade simulated capital under FTMO's rules — profit targets, daily drawdown, max drawdown, and time limits. Pass the evaluation and you move to a funded account and keep a share of the profits. At most prop firms, challenge and funded accounts trade with virtual (simulated) money.

FTMO's evaluation structure (1-step, 2-step, or instant-funding) depends on which program you pick. Each challenge card above shows the exact steps, the profit target per phase, the time limit (if any), the daily and overall drawdown limits, and the profit split you'll earn once funded. We pull these values directly from FTMO's official rulebook and keep them up to date.

Industry-wide pass rates on prop firm challenges sit around 10%. The traders who pass most consistently treat the challenge as a paid stress test of an already-profitable strategy — not as a way to learn one. If you're newer to trading, the FTMO matcher tool can help you find a challenge with rules that fit your style before paying for the evaluation.

Frequently Asked Questions about FTMO Challenges

A FTMO challenge is the paid evaluation phase where you prove you can hit a profit target without breaching drawdown rules. Once you pass, you move to a funded account and keep a share of the profits. At most prop firms, challenge and funded accounts trade with virtual (simulated) money.
FTMO typically offers multiple formats — both one-step and two-step evaluations are common across the industry, and some firms also offer instant-funding options. The exact structure depends on which account size and program you pick. The challenge cards above show the current steps, profit targets, and time limits for each tier.
Profit splits in this industry typically range from 70% to 90% to the trader. Higher splits are usually unlocked through FTMO's scaling plan after consistent payouts. The exact current split for each program is shown on the main FTMO review page along with payout frequency and minimum payout amounts.
Most prop firms enforce both a daily drawdown limit (around 4–5%) and a maximum overall drawdown (around 8–10%). The make-or-break detail is whether the overall drawdown is static (calculated from starting balance) or trailing (follows equity highs). Each challenge card above shows FTMO's exact rule for that account size — read it carefully before paying.
You lose the challenge fee. Some firms offer discounted resets or free retries — check FTMO's own rules before you buy.
News trading rules vary across firms and across FTMO's individual programs. Most prop firms restrict trading during high-impact news (NFP, FOMC, CPI) and some require positions to be closed before weekend gaps. FTMO's specific trading rules are listed on the main FTMO review page in the Trading Rules section.

On this page