Fintokei currently offers 23 challenge programs, with fees ranging from $44–$2599. Select a challenge type and account size below to compare profit targets, drawdown limits, payout frequency, and the full consistency rule — all sourced directly from Fintokei's official documentation and kept up to date.

Challenge Details

Fintokei Challenge: 1 Step

Program: SwiftTrader

Challenge Fee

$44

Profit Target

6%

Max Daily Loss

2%

Max Total Loss

3% (static)

Profit Split

90%

Payout Frequency

Bi-weekly

Consistency Rule

None

Trading Rules

Rules change without notice and vary by account type. Confirm with the firm before you trade.

ALLOWED

News TradingWeekend Holding

Scalping

Normal scalping is fine. Trades under 10 seconds count as tick scalping.

Hedging

Within one account only.

Martingale

Not banned since July 2025. The 3% max risk on open trades still applies.

RESTRICTED

Expert Advisors (EAs)

Own or customised EAs only. Unmodified commercial or free EAs are banned.

Tick Scalping

Trades under 10 seconds count as tick scalping. Max 10% of your volume may come from them.

NOT ALLOWED

Latency Arbitrage

Copy Trading

No copying signals, other traders or someone else's master account.

Hedging Across Accounts

Opposite trades across your accounts or with other traders.

Gambling Practices

Oversized risk, over-leveraging, one-sided betting, account rolling, all-in trades.

Not published by the firm: HFT.

From our firm record — not independently re-verified

How Fintokei challenges work

A Fintokei challenge is a paid evaluation phase where you trade simulated capital under Fintokei's rules — profit targets, daily drawdown, max drawdown, and time limits. Pass the evaluation and you move to a funded account and keep a share of the profits. At most prop firms, challenge and funded accounts trade with virtual (simulated) money.

Fintokei's evaluation structure (1-step, 2-step, or instant-funding) depends on which program you pick. Each challenge card above shows the exact steps, the profit target per phase, the time limit (if any), the daily and overall drawdown limits, and the profit split you'll earn once funded. We pull these values directly from Fintokei's official rulebook and keep them up to date.

Industry-wide pass rates on prop firm challenges sit around 10%. The traders who pass most consistently treat the challenge as a paid stress test of an already-profitable strategy — not as a way to learn one. If you're newer to trading, the Fintokei matcher tool can help you find a challenge with rules that fit your style before paying for the evaluation.

Frequently Asked Questions about Fintokei Challenges

A Fintokei challenge is the paid evaluation phase where you prove you can hit a profit target without breaching drawdown rules. Once you pass, you move to a funded account and keep a share of the profits. At most prop firms, challenge and funded accounts trade with virtual (simulated) money.
Fintokei typically offers multiple formats — both one-step and two-step evaluations are common across the industry, and some firms also offer instant-funding options. The exact structure depends on which account size and program you pick. The challenge cards above show the current steps, profit targets, and time limits for each tier.
Profit splits in this industry typically range from 70% to 90% to the trader. Higher splits are usually unlocked through Fintokei's scaling plan after consistent payouts. The exact current split for each program is shown on the main Fintokei review page along with payout frequency and minimum payout amounts.
Most prop firms enforce both a daily drawdown limit (around 4–5%) and a maximum overall drawdown (around 8–10%). The make-or-break detail is whether the overall drawdown is static (calculated from starting balance) or trailing (follows equity highs). Each challenge card above shows Fintokei's exact rule for that account size — read it carefully before paying.
You lose the challenge fee. Some firms offer discounted resets or free retries — check Fintokei's own rules before you buy.
News trading rules vary across firms and across Fintokei's individual programs. Most prop firms restrict trading during high-impact news (NFP, FOMC, CPI) and some require positions to be closed before weekend gaps. Fintokei's specific trading rules are listed on the main Fintokei review page in the Trading Rules section.

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