Top One Futures vs Topstep: Prop Firm Comparison 2026

Compare Top One Futures (futures) and Topstep (futures) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Top One Futures

Top One Futures

 Topstep

Topstep
Trustpilot rating 4.8★ (4,370 reviews) 3.5★ (14,360 reviews)
Max profit split 90% 90%
Evaluation types 1 Step, Instant 1 Step
Account sizes $25K, $50K, $100K, $150K $50K, $100K, $150K
Cheapest challenge fee $69 $49
Drawdown type EOD Trailing / Intraday Trailing EOD trailing
Platforms Tradovate, NinjaTrader, TradingView TopstepX
Payout frequency Daily / On demand / Every 5 days / After 10 days (7 profitable) Every 5 winning days ($200+)
News trading Allowed —

Verdict

Both firms advertise the same maximum profit split (90%). Topstep is cheaper to enter, with challenge fees from $49 compared to $69 at Top One Futures. Top One Futures supports more trading platforms (3 vs 1).

True Cost Calculator

See how much it truly costs to get funded at Top One Futures, including multiple failed attempts.

Fee for $50K · Instant: $421 · Split: 90% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$842

2 attempts × $421 fee

Net Cost

$842

No fee refund on this plan

Break-Even

1.87%

Profit needed on $50K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Top One Futures vs Topstep — FAQs

Both Top One Futures and Topstep are legitimate prop trading firms, and the better choice depends on your priorities. Top One Futures has a higher Trustpilot rating (4.8 vs 3.5).
Both Top One Futures and Topstep advertise the same maximum profit split of 90%.
Topstep is cheaper to get funded, with challenge fees starting at $49 compared to $69 at Top One Futures.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Top One Futures account sizes: $25K, $50K, $100K, $150K. Topstep account sizes: $50K, $100K, $150K.