ThinkCapital vs TX3 Funding: Prop Firm Comparison 2026

Compare ThinkCapital (forex/CFD) and TX3 Funding (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

ThinkCapital

ThinkCapital

 TX3 Funding

TX3 Funding
Trustpilot rating 3.9★ (623 reviews) 3.2★ (4,313 reviews)
Max profit split 80–90% 85%
Evaluation types Instant, 3 Steps, 1 Step, 2 Steps 1-step, 2-step, instant
Account sizes $2.5K, $5K, $10K, $25K, $50K, $100K, $200K 5000, 10000, 25000, 50000, 100000, 200000
Cheapest challenge fee $39 —
Drawdown type Trailing —
Platforms ThinkTrader, TradingView MatchTrader, MT5, A-Trader
Payout frequency Bi-weekly / Every 14 days (7-day add-on) 1 Phase pays 3 days after first trade then every 3 days (min $100)
News trading Allowed Restricted
Automated trading / EAs Allowed Not allowed
Weekend holding — Restricted

Verdict

ThinkCapital offers a higher advertised profit split (90% vs 85%). ThinkCapital challenge fees start at $39. TX3 Funding supports more trading platforms (3 vs 2).

True Cost Calculator

See how much it truly costs to get funded at ThinkCapital, including multiple failed attempts.

Fee for $5K · Instant: $89 · Split: 90% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$178

2 attempts × $89 fee

Net Cost

$178

No fee refund on this plan

Break-Even

3.96%

Profit needed on $5K after 90% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

ThinkCapital vs TX3 Funding — FAQs

Both ThinkCapital and TX3 Funding are legitimate prop trading firms, and the better choice depends on your priorities. ThinkCapital has a higher Trustpilot rating (3.9 vs 3.2). ThinkCapital offers a higher profit split (90% vs 85%).
ThinkCapital has the higher advertised profit split at up to 90%, compared to 85% at TX3 Funding.
ThinkCapital challenge fees start at $39. Pricing data for TX3 Funding is not available.
Both firms can be used by beginners, though the right choice depends on your experience level. ThinkCapital offers a 1-step evaluation which can be simpler for new traders. ThinkCapital account sizes: $2.5K, $5K, $10K, $25K, $50K, $100K, $200K. TX3 Funding account sizes: 5000, 10000, 25000, 50000, 100000, 200000.