Finotive Funding vs ThinkCapital: Prop Firm Comparison 2026

Compare Finotive Funding (forex/CFD) and ThinkCapital (forex/CFD) side by side — profit splits, challenge fees, drawdown rules, platforms, and trading restrictions.

Finotive Funding

Finotive Funding

 ThinkCapital

ThinkCapital
Trustpilot rating 3.5★ (963 reviews) 3.9★ (623 reviews)
Max profit split 90% 80–90%
Evaluation types 2 Steps, Instant, 1 Step Instant, 3 Steps, 1 Step, 2 Steps
Account sizes $2.5K, $5K, $10K, $25K, $50K, $100K, $200K $2.5K, $5K, $10K, $25K, $50K, $100K, $200K
Cheapest challenge fee $45 $39
Drawdown type Static Trailing
Platforms Match-Trader, MT5 ThinkTrader, TradingView
Payout frequency Weekly / Every 14 days Bi-weekly / Every 14 days (7-day add-on)
News trading — Allowed
Automated trading / EAs Allowed Allowed

Verdict

Both firms advertise the same maximum profit split (90%). ThinkCapital is cheaper to enter, with challenge fees from $39 compared to $45 at Finotive Funding. Both firms support 2 trading platforms.

True Cost Calculator

See how much it truly costs to get funded at Finotive Funding, including multiple failed attempts.

Fee for $5K · Instant: $95 · Split: 70% to you
How many attempts?

Drag to model your worst-case scenario

2attempts
1Best
2
3
4
5Worst
Total Spent

$190

2 attempts × $95 fee

Net Cost

$190

No fee refund on this plan

Break-Even

5.43%

Profit needed on $5K after 70% split

💡 Fees shown in USD. Break-even is the minimum profit % you need on your funded account to cover all challenge costs.

Finotive Funding vs ThinkCapital — FAQs

Both Finotive Funding and ThinkCapital are legitimate prop trading firms, and the better choice depends on your priorities. ThinkCapital has a higher Trustpilot rating (3.9 vs 3.5).
Both Finotive Funding and ThinkCapital advertise the same maximum profit split of 90%.
ThinkCapital is cheaper to get funded, with challenge fees starting at $39 compared to $45 at Finotive Funding.
Both firms can be used by beginners, though the right choice depends on your experience level. Both offer 1-step evaluations suited to beginners. Finotive Funding account sizes: $2.5K, $5K, $10K, $25K, $50K, $100K, $200K. ThinkCapital account sizes: $2.5K, $5K, $10K, $25K, $50K, $100K, $200K.